12860 Clover Ct, Yucaipa, CA 92399 Property Records

San Bernardino County property record for 12860 Clover Ct, Yucaipa, CA 92399

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,871 sqft · built 1989
Lot Size	0.271 acres (11,804 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jun 2001)
Tax Bill	$4,262 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0318-451-17-0000`

Property Details

APN / Parcel Number

Primary APN	`0318-451-17-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,871 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	1,058 sqft
2nd Floor Area	813 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	11,804 sqft (0.271 acres)
Garage Type	Attached
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12860 CLOVER CT
City	YUCAIPA
State	CA
Zip	92399-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10069 LOT 61
Legal Tract	10069
Legal Block	1
Legal Lot Number	61
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	YUCAIPA
Census Block Group	1
Census Block	1011
Census Tract	8713

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12860 CLOVER CT, YUCAIPA, CA 92399-2022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Mar 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2001 · Amount on Record
Deed Sale	Jun 26, 2001 · Amount on Record
Deed Document Number	2001248793
Last Transfer Date	Jan 12, 2013
Transfer Doc	0000018367
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12860 CLOVER CT, YUCAIPA, CA 92399-2022
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12860 CLOVER CT, YUCAIPA, CA 92399-2022

Mortgage

Document Number	0000175870
Date	May 11, 2022
Instrument	2022-0175870

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.67%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.67%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12860 CLOVER CT, YUCAIPA, CA 92399-2022
Document Number	0000105407
Instrument Date	Mar 17, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12860 CLOVER CT YUCAIPA CA 923992022, YUCAIPA, CA 92399-2022

Mortgage

Document Number	0000105407
Date	Mar 27, 2018
Instrument	105407

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Yucaipa City
Unified School District	Yucaipa-Calimesa Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$331,471 (+2%) Land $80,693 Building $250,778
2025	$4,262.00 (+5.76%) Homeowner's exemption	$324,972 (+4.04%) Land $79,111 Building $245,861
2023	$4,030.00 (+1.61%) Homeowner's exemption	$312,353 Land $76,039 Building $236,314
2022	$3,966.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YUCAIPA VALLEY WATER DISTRICT serves 52,202 people · EPA ID CA3610055
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Mar 2026 Total trihalomethanes resolved · Jul 2024 Nitrate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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