12860 Circle Lake Dr, Hudson, FL 34669 Property Records

Pasco County property record for 12860 Circle Lake Dr, Hudson, FL 34669

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,968 sqft · built 1981
Lot Size	0.305 acres (13,300 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jan 2023)
Tax Bill	$3,253 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-17-0020-00000-2510`

Property Details

APN / Parcel Number

Primary APN	`05-25-17-0020-00000-2510`
Alternative APNs	`1725050020000002510` `1225407`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,968 sqft Living Area
Gross Area	2,388 sqft
1st Floor Area	1,320 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,300 sqft (0.305 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	420 sqft
Driveway	Asphalt Driveway
Driveway Area	730 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	648 sqft
Patio Area	256 sqft
Loading Dock	1 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12860 CIRCLE LAKE DR
City	HUDSON
State	FL
Zip	34669-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LAKEWOOD ACRES UNIT TWO UNREC PLAT TRACT 251 DESC AS COM AT NORTH 1/4 COR OF SEC 5 TH S16DEG4219E 375.06 FT TH S04DEG1203E 460.28 FT TH N29DEG1139E 236.61 FT FOR POB TH N29DEG1139E 173.67 FT TH ALG CURVE RIGHT CENTRAL ANGLE 13DEG5755 RAD 410.28 FT CH
Legal Range	17E
Legal Township	25S
Legal Section	05
Legal Subdivision	LAKEWOOD ACRES
Legal Tract	251
Legal Lot Number	251
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	2
Census Block	2004
Census Tract	31206

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12860 CIRCLE LAKE DR, HUDSON, FL 34669-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Warranty Deed, Transfer · VA Mortgage CHRISTOPHER PAUL FINANCIAL LLC
Jan 31, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 7, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	2023271
Deed Book / Page	10744 / 1686
Prior Transfer Date	Mar 5, 2014
Prior Transfer Doc	0090151688
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 3, 2023
Property Address	12860 CIRCLE LAKE DR, HUDSON, FL 34669-2903
Document Number	0107441686
Book / Page	10744 / 1686
Instrument Date	Dec 28, 2022
Instrument	2023000271
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13129 COLONY RD, HUDSON, FL 34669-2328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12860 CIRCLE LAKE DR, HUDSON, FL 34669-2903

Mortgage

Document Number	0107441688
Date	Jan 3, 2023
Instrument	10744/1688

Lender

Name	CHRISTOPHER PAUL FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 31, 2020
Property Address	12860 CIRCLE LAKE DR, HUDSON, FL 34669-2903
Document Number	0100453559
Book / Page	010045 / 003559
Instrument Date	Jan 30, 2020
Instrument	17294
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$599.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12748 BALSAM AVE HUDSON FL 346692823, HUDSON, FL 34669-2823

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 7, 2017
Property Address	12860 CIRCLE LAKE DR, HUDSON, FL 34669-2903
Document Number	0095521770
Book / Page	9552 / 1770
Instrument Date	Jun 6, 2017
Instrument	2017086897
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$769.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12860 CIRCLE LAKE DR, 12860, HUDSON, FL 34669-2903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9539 XENIA ST, NEW PORT RICHEY, FL 34654-4165

Mortgage

Document Number	2017086898
Date	Jun 7, 2017
Instrument	2017086898

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,005 (-1.87%) Land $28,728 Building $189,277	$218,005 (-1.87%) Land $28,728 Building $189,277
2025	$3,253.00 (-2.81%) Homeowner's exemption	$222,153 (-17.3%) Land $28,728 Building $193,425	$222,153 (-17.3%) Land $28,728 Building $193,425
2024	$3,347.00 (-17.24%)
2023	$4,044.00 (+498.22%) Additional exemption filed	$268,623 (+298.2%) Land $22,078 Building $246,545	$268,623 (+30.55%) Land $22,078 Building $246,545
2022	$676.00 Homeowner's exemption	$67,460 Land $18,354 Building $49,106	$205,764 Land $18,354 Building $187,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (1985–2012)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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