1286 Winstone Ct, Cincinnati, OH 45255 Property Records

Hamilton County property record for 1286 Winstone Ct, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,464 sqft · built 1994
Lot Size	0.173 acres (7,579 sqft)
Owner	2 Individual Names on File
Last Sale	$162,400 (Apr 1994)
Tax Bill	$7,499 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`500-0041-1466-00`

Property Details

APN / Parcel Number

Primary APN	`500-0041-1466-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
1st Floor Area	1,070 sqft
2nd Floor Area	1,394 sqft
Basement Area	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,579 sqft (0.173 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1286 WINSTONE CT
City	CINCINNATI
State	OH
Zip	45255-3198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINSTONE CT 0.1747 AC LOT 18 MACINTOSH PLACE SUB
Legal Subdivision	MACINTOSH PLACE SUB
Legal Lot Number	18
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3000
Census Tract	25102

Owner

1286 Winstone Ct is owned and occupied by two individuals who bought it in April 1994.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1286 WINSTONE CT, CINCINNATI, OH 45255-3198
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 14, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 1994 · Amount on File
Deed Sale	Apr 19, 1994 · Amount on File
Deed Document Number	722211
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1286 WINSTONE CT, CINCINNATI, OH 45255-3198
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 WINSTONE CT, CINCINNATI, OH 45255-3198

Mortgage

Document Number	0000108215
Date	Sep 9, 2021
Book Page	14498/589
Instrument	2021-0108215

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2061

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 14, 2022
Property Address	1286 WINSTONE CT, CINCINNATI, OH 45255-3198
Document Number	0000113228
Book / Page	14813 / 1574
Map Reference	MB 293 PG 59
Instrument Date	Dec 13, 2022
Instrument	2022-0113228
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 WINSTONE CT, CINCINNATI, OH 45255-3198

Tax Assessment & Valuation

The 2025 property tax bill for 1286 Winstone Ct was $7,499, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,499.00 (+2.85%)	$117,950 (-) Land $18,655 Building $99,295
2024	$7,291.00 (+5.04%)	$117,950 (-) Land $18,655 Building $99,295
2023	$6,941.00 (+21.67%)	$117,950 (+35.2%) Land $18,655 Building $99,295	$337,000 Land $53,300 Building $283,700
2022	$5,705.00 Homeowner's exemption	$87,242 Land $16,216 Building $71,026
2020			$249,260 Land $46,330 Building $202,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1286 Winstone Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1286 Winstone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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