Hamilton County property record for 1286 Waycross Rd, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,852 sqft · built 1968 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,172 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 591-0016-0022-00 |
| Primary APN | 591-0016-0022-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,852 sqft Living Area |
| Gross Area | 3,048 sqft |
| 1st Floor Area | 1,056 sqft |
| 2nd Floor Area | 796 sqft |
| Basement Area | 796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,928 sqft (0.182 acres) |
| Lot Dimensions | 126 ft deep x 61.2 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1286 WAYCROSS RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-2924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WAYCROSS RD 61.19 X 126.47 IRR PT LOT 89 WINTON FOREST SUB BLK C |
| Legal Subdivision | WINTON FOREST SUB |
| Legal Block | C |
| Legal Lot Number | 89 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FOREST PARK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21572 |
1286 Waycross Rd is owned and occupied by two individuals.
Source: Hamilton County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1286 WAYCROSS RD, CINCINNATI, OH 45240-2924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Partial Claim Mortgage SERVICEMAC LLC |
| Nov 6, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1286 WAYCROSS RD, CINCINNATI, OH 45240-2924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1286 WAYCROSS RD, CINCINNATI, OH 45240-2924 |
| Document Number | 0000005024 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 15587/306 |
| Instrument | 2026-0005024 |
| Name | SERVICEMAC LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 474 Months |
| Due | Jul 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1286 WAYCROSS RD, CINCINNATI, OH 45240-2924 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1286 WAYCROSS RD, CINCINNATI, OH 45240-2924 |
| Document Number | 0000078455 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | 15037/247 |
| Instrument | 2023-0078455 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Oct 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1286 WAYCROSS RD, CINCINNATI, OH 45240-2924 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1286 WAYCROSS RD, CINCINNATI, OH 45240-2924 |
| Document Number | 0000144598 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 14555/121 |
| Instrument | 2021-0144598 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 1286 Waycross Rd was $4,172, up 2.8% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Forest Park City |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,172.00 (+2.76%) | $70,868 (-) Land $10,696 Building $60,172 | $202,480 Land $30,560 Building $171,920 |
| 2024 | $4,060.00 (-1.36%) | $70,868 (-) Land $10,696 Building $60,172 | |
| 2023 | $4,116.00 (-3.81%) | $70,868 (+27.04%) Land $10,696 Building $60,172 | $202,480 Land $30,560 Building $171,920 |
| 2022 | $4,279.00 Homeowner's exemption | $55,784 Land $8,103 Building $47,681 | |
| 2020 | $159,380 Land $23,150 Building $136,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1286 Waycross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1286 Waycross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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