1286 Summit Dr, Fairbanks, AK 99712 Property Records

State of Alaska property record for 1286 Summit Dr, Fairbanks, AK 99712

Property Summary

Property Type	Single Family Home
Details	5.25 ba · 4,330 sqft · built 1981
Lot Size	1.32 acres (57,649 sqft)
Owner	Individual Name on Record
Last Sale	$421,400 (Jun 2026)
Tax Bill	$4,999 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00000280852`

Property Details

APN / Parcel Number

Primary APN	`00000280852`
Alternative APN	`280852`

Interior

Full Baths	5.25 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	4,330 sqft Living Area
Gross Area	4,946 sqft
1st Floor Area	1,489 sqft
Basement Area	1,441 sqft
Finished Basement	1,441 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,649 sqft (1.32 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1286 SUMMIT DR
City	FAIRBANKS
State	AK
Zip	99712-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 ASPEN HEIGHTS 1ST ADDN OUT OF TL 1510 1N 1W
Legal Subdivision	ASPEN HEIGHTS 1ST
Legal Lot Number	8
Jurisdiction	FAIRBANKS NORTH STAR AK
Township / Civil Division	FAIRBANKS NORTH STAR
Census Block Group	4
Census Block	4010
Census Tract	1300

Owner

Source: State of Alaska records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1286 SUMMIT DR, FAIRBANKS, AK 99712-1148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Sep 17, 2009 · Amount on Record
Deed Document Number	20267848
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRBANKS NORTH STAR AK
Recording Date	Jun 24, 2026
Property Address	1286 SUMMIT DR, FAIRBANKS, AK 99712-1148
Document Number	0000007848
Instrument Date	Jun 15, 2026
Instrument	20267848
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 SUMMIT DR, FAIRBANKS, AK 99712-1148

Mortgage

Document Number	0000007849,
Date	Jun 24, 2026
Instrument	20267849

Lender

Name	MT MCKINLEY BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: State of Alaska assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	Alaska
County	Fairbanks North Star Borough
Unified School District	Fairbanks North Star Borough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,999.00 (+6.11%) Homeowner's exemption	$334,394 (+1.26%) Land $41,219 Building $293,175	$334,394 (+1.26%) Land $41,219 Building $293,175
2023	$4,711.00	$330,223 Land $41,219 Building $289,004	$330,223 Land $41,219 Building $289,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1991)
Most Recent Claim	May 1991 · Heavy Snow, Ice Jams & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 70% of Alaska
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SPITwSPOTS Fixed Wireless	200 / 50
Choice Broadband DSL · Fixed Wireless in parts of the area	50 / 10

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Summit Dr

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