1286 Spring Lilly Dr, High Ridge, MO 63049 Property Records

St. Louis County property record for 1286 Spring Lilly Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,486 sqft · built 2015
Lot Size	0.214 acres (9,322 sqft)
Owner	2 Individual Names on Record
Last Sale	$421,914 (Nov 2015)
Tax Bill	$6,603 (2025)
Deeds & Mortgages	Oct 2021 Sale Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29Q-23-0231`

Property Details

APN / Parcel Number

Primary APN	`29Q-23-0231`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,486 sqft Living Area
Gross Area	5,106 sqft
1st Floor Area	2,118 sqft
Basement Area	1,175 sqft
Finished Basement	1,175 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	63 ft deep x 85 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	276 sqft
Patio Area	144 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1286 SPRING LILLY DR
City	HIGH RIDGE
State	MO
Zip	63049-1185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ESTATES AT WILLIAMS CREEK PLAT FOUR (THE) LOT 63
Legal Subdivision	ESTATES AT WILLIAMS CREEK PLAT FOUR
Legal Lot Number	63
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	4
Census Block	4005
Census Tract	221421

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1286 SPRING LILLY DR, HIGH RIDGE, MO 63049-1185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Beneficiary Deed, Transfer
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2015 · Amount on Record
Deed Sale	Nov 25, 2015 · Amount on Record
Prior Sale	Jul 22, 2015 · Amount on Record
Deed Document Number	2015841
Deed Book / Page	21780 / 3225
Last Transfer Date	Oct 6, 2021
Transfer Doc	0247090224
Record Updated	Oct 29, 2026

October 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 12, 2021
Property Address	1286 SPRING LILLY DR, HIGH RIDGE, MO 63049-1185
Document Number	0247090224
Book / Page	24709 / 224
Map Reference	MB 63 PG 88&89
Instrument Date	Oct 6, 2021
Instrument	2021101200381
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 SPRING LILLY DR, HIGH RIDGE, MO 63049-1185

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1286 SPRING LILLY DR, HIGH RIDGE, MO 63049-1185
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 SPRING LILLY DR, HIGH RIDGE, MO 63049-1185

Mortgage

Document Number	0245541821
Date	Dec 31, 2020
Book Page	24554/1821
Instrument	2020123100718

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,200 (-) Land $26,980 Building $67,220	$495,800 (-) Land $142,000 Building $353,800
2025	$6,603.00 (-0.87%)	$94,200 (+5.18%) Land $26,980 Building $67,220	$495,800 (+5.18%) Land $142,000 Building $353,800
2024	$6,661.00 (+0.09%)
2023	$6,655.00 (+1.03%)	$89,560 (+7.94%) Land $20,250 Building $69,310	$471,400 (+7.95%) Land $106,600 Building $364,800
2022	$6,587.00	$82,970 Land $9,270 Building $73,700
2021			$436,700 Land $48,800 Building $387,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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