1286 Sanders, Kyle, TX 78640 Property Records

Hays County property record for 1286 Sanders, Kyle, TX 78640

Property Summary

Property Type	Single Family Home
Details	1,820 sqft · built 2015
Lot Size	0.139 acres (6,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,400 (Mar 2021)
Tax Bill	$6,323 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116522000F020002`

Property Details

APN / Parcel Number

Primary APN	`116522000F020002`
Alternative APN	`R142819`

Interior

Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	2,020 sqft
1st Floor Area	1,820 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,055 sqft (0.139 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R142819
Street Address	1286 SANDERS
City	KYLE
State	TX
Zip	78640-6434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLUM CREEK PHASE I SEC 6E2-2, BLOCK F, LOT 20, ACRES 0.139
Legal Subdivision	PLUM CREEK PHASE I SEC 6E2-2
Legal Phase	I
Legal Block	F
Legal Lot Number	20
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	3
Census Block	3014
Census Tract	10909

Owner

Source: Hays County records, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1286 SANDERS, KYLE, TX 78640-6434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Mar 18, 2021	Vendor's Lien, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Feb 21, 2018	Deed of Trust, Mortgage · VA Mortgage SMI LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	Jun 7, 2016 · Amount on Record
Deed Document Number	202113149
Prior Transfer Date	Mar 17, 2021
Prior Transfer Doc	0000013149
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	1286 SANDERS, KYLE, TX 78640-6434
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015679
Date	Mar 30, 2021
Instrument	21015679

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Non-Lending Institution
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	41 Months
Due	Aug 17, 2024

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Mar 18, 2021
Property Address	1286 SANDERS, KYLE, TX 78640-6434
Document Number	0000013149
Map Reference	VOL 17 PG 277
Instrument Date	Mar 17, 2021
Instrument	21013149
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	TEXAS NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11300 WILD PNE APT 5305, 11300, SAN ANTONIO, TX 78253-6466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 SANDERS, KYLE, TX 78640-6434

Mortgage

Document Number	0000013150
Date	Mar 18, 2021
Instrument	21013150

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	1286 SANDERS, KYLE, TX 78640-6434
Document Number	0000006994
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1286 SANDERS KYLE TX 786406434, KYLE, TX 78640-6434

Mortgage

Document Number	0000006994
Date	Feb 28, 2018
Instrument	6994

Lender

Name	SMI LNDG
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Municipality	Kyle City
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$330,091 (-19.13%) Land $70,800 Building $259,291	$330,091 (-19.13%) Land $70,800 Building $259,291
2024	$6,323.00 (+5.23%)
2023		$408,160 Land $88,500 Building $319,660	$408,160 Land $88,500 Building $319,660
2018	$6,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KYLE serves 52,000 people · EPA ID TX1050002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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