1286 River Rd, Bowdoinham, ME 04008 Property Records

Sagadahoc County and Bowdoinham Town property record for 1286 River Rd, Bowdoinham, ME 04008

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,956 sqft · built 1800
Lot Size7.9 acres (344,124 sqft)
Owner2 Individual Names on Record
Tax Bill$6,861 (2025)
Deeds & MortgagesOct 2019 Refinance
Apr 2021 Refinance
Flood ZoneZone X (minimal risk)
APNM:R12 L:010=001

Property Details

APN / Parcel Number

Primary APNM:R12 L:010=001
Alternative APNs
  • BOWN M:R12 L:010-001
  • 933

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,956 sqft Living Area

Exterior

Year BuiltBuilt 1800
Effective Year BuiltEffective 1800
Architectural StyleRanch
Lot Area344,124 sqft (7.9 acres)

Location & Zoning

Account Number933
Street Address1286 RIVER RD
CityBOWDOINHAM
StateME
Zip04008-5615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number10-1
JurisdictionBOWDOINHAM ME
Township / Civil DivisionBOWDOINHAM
Census Block Group5
Census Block5003
Census Tract970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Bowdoinham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1286 RIVER RD, BOWDOINHAM, ME 04008-5615
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Apr 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MACHIAS SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOWDOINHAM ME
Property Address1286 RIVER RD, BOWDOINHAM, ME 04008-5615
Transaction TypeMortgage
Record UpdatedJan 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007194
DateOct 21, 2019
Instrument2019R-07194
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term157 Months
DueNov 1, 2032

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOWDOINHAM ME
Property Address1286 RIVER RD, BOWDOINHAM, ME 04008-5615
Transaction TypeMortgage
Record UpdatedJan 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003389
DateApr 20, 2021
Instrument2021R-03389
Lender
NameMACHIAS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Sagadahoc County and Bowdoinham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionBowdoinham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,861.00 (+5.29%)$310,300 (-) Land $79,900 Building $230,400
2024$6,516.00 (+7.68%)$310,300 (-) Land $79,900 Building $230,400
2023$6,051.00 (+30.78%)$310,300 (+21.31%) Land $79,900 Building $230,400
2022$4,627.00$255,800 Land $66,600 Building $189,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Tidewater O.P.E.N.
Fiber
100 / 100
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

Nearby Streets

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