1286 Pleasantview Dr, Elgin, IL 60123 Property Records

Kane County property record for 1286 Pleasantview Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,662 sqft · built 1978
Lot Size	0.393 acres (17,117 sqft)
Owner	Individual Name on Record
Last Sale	$191,912 (Jul 2014)
Tax Bill	$10,265 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-429-007`

Property Details

APN / Parcel Number

Primary APN	`06-03-429-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,662 sqft Living Area
Gross Area	4,146 sqft
Basement Area	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Construction Type	Frame
Lot Area	17,117 sqft (0.393 acres)
Lot Width	136 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1286 PLEASANTVIEW DR
City	ELGIN
State	IL
Zip	60123-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS 3RD ADDN LOT 76
Legal Subdivision	CENTURY OAKS 3RD ADDN
Legal Block	1
Legal Lot Number	76
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1002
Census Tract	851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1286 PLEASANTVIEW DR, ELGIN, IL 60123-1335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit LOAN FACTORY
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2014 · Amount on Record
Deed Sale	Jul 3, 2014 · Amount on Record
Prior Sale	Nov 13, 2013
Deed Document Number	201432183
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jul 2, 2026
Property Address	1286 PLEASANTVIEW DR, ELGIN, IL 60123-1335
Document Number	0000027819
Instrument Date	Jun 23, 2026
Instrument	202627819
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 PLEASANTVIEW DR, ELGIN, IL 60123-1335

Mortgage

Document Number	0000027819,
Date	Jul 2, 2026
Instrument	202627819

Lender

Name	LOAN FACTORY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1286 PLEASANTVIEW DR, ELGIN, IL 60123-1335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072089
Date	Nov 23, 2020
Instrument	2020K072089

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,265.00 (+15.88%) Homeowner's exemption	$142,551 (+8.57%) Land $30,152 Building $112,399	$427,824 (+8.57%) Land $90,492 Building $337,332
2024		$131,299 (+21.39%) Land $27,772 Building $103,527	$394,055 (+21.44%) Land $83,349 Building $310,705
2022	$8,858.00 (+4.38%) Homeowner's exemption	$108,160 (+6.96%) Land $22,878 Building $85,282	$324,480 (+6.96%) Land $68,634 Building $255,846
2021	$8,486.00 Homeowner's exemption	$101,122 Land $21,389 Building $79,733	$303,366 Land $64,167 Building $239,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fox Valley Internet.

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