Santa Clara County property record for 1286 N Monroe St, San Jose, CA 95128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1948 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Trust Name on File |
| Last Sale | $400,000 (May 2006) |
| Tax Bill | $8,560 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Oct 2019 Second Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 274-30-048 |
| Primary APN | 274-30-048 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1286 N MONROE ST |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95128-1135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 444 KAISER COMMUNITY HOMES BOOK 15 PAGE 18 PAGE 21 LOT 346 |
| Legal Subdivision | KAISER COMMUNITY HOMES |
| Legal Tract | 444 |
| Legal Lot Number | 346 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 505800 |
1286 N Monroe St is owner-occupied and held in a trust since May 2006.
Source: Santa Clara County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1286 N MONROE ST, SAN JOSE, CA 95128-1135 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Oct 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2006 · Amount on File |
| Deed Sale | May 11, 2006 · Amount on File |
| Deed Document Number | 200618930327 |
| Prior Transfer Date | May 2, 2006 |
| Prior Transfer Doc | 0018930327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 17, 2026 |
| Property Address | 1286 N MONROE ST, SAN JOSE, CA 95128-1135 |
| Document Number | 0026038459 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 202626038459 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 1286 N MONROE ST, SAN JOSE, CA 95128-1135 |
| Document Number | 0026038459, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 202626038459 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1286 N MONROE ST, SAN JOSE, CA 95128-1135 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024316012 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 24316012 |
| Name | TECHNOLOGY CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95131 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 20, 2044 |
The 2025 property tax bill for 1286 N Monroe St was $8,560.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $530,083 (+2%) Land $417,960 Building $112,123 | |
| 2025 | $8,560.00 | $519,690 Land $409,765 Building $109,925 |
| 2023 | $7,889.00 (+1.27%) Homeowner's exemption | $499,511 Land $393,854 Building $105,657 |
| 2022 | $7,790.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1286 N Monroe St in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1286 N Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 666 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sail Internet Fixed Wireless | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures