1286 Murphy Dr, Franklin, IN 46131 Property Records

Johnson County property record for 1286 Murphy Dr, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,188 sqft · built 2023
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on File
Last Sale	$343,625 (Apr 2026)
Tax Bill	$3,061 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-08-16-011-025.000-009`

Property Details

APN / Parcel Number

Primary APN	`41-08-16-011-025.000-009`
Alternative APN	`00012945360`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,188 sqft Living Area
1st Floor Area	2,188 sqft
Family Room	Family Room

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,106 sqft (0.232 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00012945360
Street Address	1286 MURPHY DR
City	FRANKLIN
State	IN
Zip	46131-9371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWIND AT CUMBERLAND SEC 1 LOT 19 MP FRANKLIN COMMUNI
Legal Subdivision	WESTWIND AT CUMBERLAND SECTION 1
Legal Lot Number	19
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2022
Census Tract	610802

Owner

1286 Murphy Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Johnson County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1286 MURPHY DR, FRANKLIN, IN 46131-9371
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE
Apr 28, 2026	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on File
Deed Sale	Apr 28, 2026 · Amount on File
Prior Sale	Aug 31, 2023 · Amount on File
Deed Document Number	20268450
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Apr 28, 2026
Property Address	1286 MURPHY DR, FRANKLIN, IN 46131-9371
Document Number	0000008450
Instrument Date	Apr 27, 2026
Instrument	2026.8450
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	ALLIANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 MURPHY DR, FRANKLIN, IN 46131-9371

Mortgage

Document Number	0000008451,
Date	Apr 28, 2026
Instrument	2026..8451

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Apr 28, 2026
Property Address	1286 MURPHY DR, FRANKLIN, IN 46131-9371
Document Number	2026008450
Instrument Date	Apr 27, 2026
Instrument	20268450
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ALLIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 MURPHY DR, FRANKLIN, IN 46131-9371

Mortgage

Document Number	0000008451,
Date	Apr 28, 2026
Instrument	20268451

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1286 Murphy Dr was $3,061 with a homeowner's exemption.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,061.00	$301,200 Land $48,200 Building $253,000	$301,200 Land $48,200 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1286 Murphy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jun 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1286 Murphy Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Brightspeed, Verizon.

Nearby Properties on Murphy Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures