Barnstable County and Barnstable Town City property record for 1286 Main St, Cotuit, MA 02635 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,458 sqft · built 1850 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,040,000 (Dec 2013) |
| Tax Bill | $19,392 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | COTU M:033 L:003002 |
| Primary APN | COTU M:033 L:003002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,458 sqft Living Area |
| Gross Area | 7,066 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 46,174 sqft (1.06 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 19205 |
|---|---|
| Street Address | 1286 MAIN ST |
| City | COTUIT |
| State | MA |
| Zip | 02635-3541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 3002 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 13200 |
Source: Barnstable County and Barnstable Town City records · APN COTU M:033 L:003002
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1286 MAIN ST, COTUIT, MA 02635-3541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2024 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Apr 29, 2020 | Deed of Trust, Mortgage EASTERN BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2013 · Amount on Record |
| Deed Sale | Dec 11, 2013 · Amount on Record |
| Prior Sale | Dec 11, 2013 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YARMOUTH MA |
| Property Address | 1286 MAIN ST, COTUIT, MA 02635-3541 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001499538 |
|---|---|
| Date | Apr 02, 2024 |
| Instrument | 1499538 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 1286 MAIN ST, COTUIT, MA 02635-3541 |
| Document Number | 0001395405 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1286 MAIN ST COTUIT MA 026353541, COTUIT, MA 02635-3541 |
| Document Number | 0001395405 |
|---|---|
| Date | May 04, 2020 |
| Instrument | 1395405 |
| Name | EASTERN BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 03, 2050 |
Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,392.00 (+8.91%) | $2,322,400 (+2.78%) Land $974,600 Building $1,347,800 | $3,344,000 |
| 2024 | $17,806.00 (+9.93%) | $2,259,600 (+16.76%) Land $974,600 Building $1,285,000 | |
| 2023 | $16,198.00 | $1,935,300 Land $805,900 Building $1,129,400 |
Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010132001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 32 individual NFIP policies nearby |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 9 (1990–2023) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Aug 2023, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 2% of the US · above 4% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
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