Ramsey County property record for 1286 Folsom St, Saint Paul, MN 55117
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,467 sqft · built 1927 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,000 (Jun 2001) |
| Tax Bill | $4,456 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-23-43-0015 |
| Primary APN | 23-29-23-43-0015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,467 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bungalow |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 469841 |
|---|---|
| Street Address | 1286 FOLSOM ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55117-4014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMO HEIGHTS ADDITION TO,THE C LOT 16 BLK 1 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 23 |
| Legal Subdivision | COMO HEIGHTS ADDITION TO,THE C |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 30300 |
1286 Folsom St is owned and occupied by two individuals who bought it in June 2001.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1286 FOLSOM ST, SAINT PAUL, MN 55117-4014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU |
| Oct 29, 2020 | Deed of Trust, Mortgage PRIME LNDG |
| Jan 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage PERL MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2001 · Amount on File |
| Deed Sale | Jun 8, 2001 · Amount on File |
| Deed Document Number | 2001289531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1286 FOLSOM ST, SAINT PAUL, MN 55117-4014 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0A05014716 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | A05014716 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 5, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1286 FOLSOM ST, SAINT PAUL, MN 55117-4014 |
| Document Number | 0004843737 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1286 FOLSOM ST ST PAUL MN 551174014, ST PAUL, MN 55117-4014 |
| Document Number | 0004843737 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 4843737 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 8, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1286 FOLSOM ST, SAINT PAUL, MN 55117-4014 |
| Document Number | 0004645751 |
| Instrument Date | Jan 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2017 |
| Title Company | TITLE SMART INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1286 FOLSOM ST ST PAUL MN 551174014, ST PAUL, MN 55117-4014 |
| Document Number | 0004645751 |
|---|---|
| Date | Feb 3, 2017 |
| Instrument | 4645751 |
| Name | PERL MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 2, 2047 |
The 2025 property tax bill for 1286 Folsom St was $4,456 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,100 Land $60,000 Building $232,100 | $292,100 Land $60,000 Building $232,100 | |
| 2025 | $4,456.00 | ||
| 2023 | $3,936.00 Homeowner's exemption | $265,500 Land $60,000 Building $205,500 | $265,500 Land $60,000 Building $205,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1286 Folsom St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1286 Folsom St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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