1286 E Main St, #1288, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 1286 E Main St, #1288, Rochester, NY 14609

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,212 sqft · built 1900
Lot Size	0.122 acres (5,313 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Oct 2025)
Tax Bill	$849 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`049669-00.0`

Property Details

APN / Parcel Number

Primary APN	`049669-00.0`
Alternative APNs	`140010769000010720000000` `261400 107.69-1-72`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,212 sqft Total Area
1st Floor Area	1,106 sqft
2nd Floor Area	1,106 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,313 sqft (0.122 acres)
Lot Dimensions	125 ft deep x 42.5 ft wide
Porch	Slab
Porch Area	266 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	049669-00.0
Street Address	1286 E MAIN ST, 1288
City	ROCHESTER
State	NY
Zip	14609-6909
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	13
Legal Description	0059.00 106 18 00555 68 BEECHWOOD SUB
Legal Subdivision	BEECHWOOD TRACT
Legal Block	1
Legal Lot Number	72.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1003
Census Tract	5900

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16 STONE FENCE CIR, ROCHESTER, NY 14626-3167
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 21, 2023	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE INS CO UPSTATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Dec 21, 2023 · Amount on Record
Deed Document Number	20253344636
Deed Book / Page	13136 / 499
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Oct 15, 2025
Property Address	1286 E MAIN ST # 1288, 1288, ROCHESTER, NY 14609-6909
Document Number	202503344636
Book / Page	13136 / 499
Map Reference	LB 7 PG 22
Instrument Date	Oct 14, 2025
Instrument	202503344636
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3245 LATTA RD UNIT 16150, 16150, ROCHESTER, NY 14616-7006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 E MAIN ST # 1288, 1288, ROCHESTER, NY 14609-6909

Mortgage

Document Number	202503344637
Date	Oct 15, 2025
Instrument	202503344637

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 21, 2023
Property Address	1286-1288 E MAIN ST, ROCHESTER, NY 14609
Document Number	0000001194
Book / Page	12905 / 56
Map Reference	LB 7 PG 22
Instrument Date	Dec 1, 2023
Instrument	202312211194
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 MACINTOSH DR, ROCHESTER, NY 14626-4418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 LATTA RD, ROCHESTER, NY 14612-4708

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$849.00 (+5.86%)
2025	$802.00 (-4.3%)	$75,000 (-16.2%) Land $7,000 Building $68,000	$75,000 (-16.2%) Land $7,000 Building $68,000
2024	$838.00	$89,500 (+123.75%) Land $7,000 Building $82,500	$89,500 (+85.71%) Land $7,000 Building $82,500
2023		$40,000 (-) Land $2,900 Building $37,100	$48,193 (+10.84%) Land $3,494 Building $44,699
2022		$40,000 Land $2,900 Building $37,100	$43,478 Land $3,152 Building $40,326

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: Frontier, Greenlight Networks, T-Mobile.

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