1286 Birch Dr, Morganton, NC 28655 Property Records

Burke County property record for 1286 Birch Dr, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,274 sqft · built 2009
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jul 2021)
Tax Bill$1,883 (2026)
Deeds & MortgagesJul 2021 Sale & Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1791771682

Property Details

APN / Parcel Number

Primary APN1791771682
Alternative APN
  • 37871

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,274 sqft Living Area
1st Floor Area1,432 sqft
Basement Area562 sqft
Finished Basement562 sqft
FlooringTile

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area22,651 sqft (0.52 acres)

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area80 sqft
Patio Area169 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1286 BIRCH DR
CityMORGANTON
StateNC
Zip28655-9656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal Description1286 BIRCH DR MORGANTON, NC 28655
Legal SubdivisionWILDWOOD HAVEN SUBDIVISION
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group1
Census Block1004
Census Tract21301

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1286 BIRCH DR, MORGANTON, NC 28655-9656
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Warranty Deed, Transfer · FHA Mortgage
FLAT BRANCH HOME LOANS INC
Jul 28, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Oct 20, 2017Warranty Deed, Transfer · VA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2021 · Amount on Record
Deed SaleJul 30, 2021 · Amount on Record
Prior SaleOct 20, 2017 · Amount on Record
Deed Document Number20218969
Deed Book / Page2558 / 967
Prior Transfer DateMay 12, 2016
Prior Transfer Doc0022370473
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateJul 30, 2021
Property Address1286 BIRCH DR, MORGANTON, NC 28655-9656
Document Number0025580967
Book / Page2558 / 967
Map ReferenceMB 10 PG 126
Instrument DateJul 30, 2021
Instrument2021008969
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16310 AUGUST HILL RD2325, 16310, CHESTERFIELD, MO 63005

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1286 BIRCH DR, MORGANTON, NC 28655-9656

Mortgage

Document Number2021008970
DateJul 30, 2021
Instrument2021008970
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address1286 BIRCH DR, MORGANTON, NC 28655-9656
Document Number0024790634
Instrument DateJul 28, 2020
Transaction TypeMortgage
Record UpdatedAug 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1286 BIRCH DR MORGANTON NC 286559656, MORGANTON, NC 28655-9656

Mortgage

Document Number0024790634
DateAug 3, 2020
Book Page002479/000634
Instrument43059
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 2, 2050

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateOct 20, 2017
Property Address1286 BIRCH DR, MORGANTON, NC 28655-9656
Document Number0023160976
Book / Page002316 / 000976
Instrument DateOct 20, 2017
Instrument9445
Transaction TypeTransfer
Record UpdatedDec 8, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$358.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1286 BIRCH DR MORGANTON NC 286559656, MORGANTON, NC 28655-9656

Mortgage

Document Number23160900
DateOct 20, 2017
Book Page002316/000900
Instrument9446
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 19, 2047

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,883.00 (+0.27%)$272,754 (-) Land $18,949 Building $253,805$272,754 (-) Land $18,949 Building $253,805
2025$1,878.00 (+3.76%)$272,754 (-) Land $18,949 Building $253,805$272,754 (-) Land $18,949 Building $253,805
2023$1,810.00$272,754 Land $18,949 Building $253,805$272,754 Land $18,949 Building $253,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRENTWOOD WATER ASSOCIATION
private · serves 6,038 people · EPA ID NC0112103
Water SourcePurchased surface water from CITY OF MORGANTON
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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