12859 N Pointe Rd, Winona, TX 75792 Property Records

Smith County property record for 12859 N Pointe Rd, Winona, TX 75792

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,350 sqft · built 2022
Lot Size	2.31 acres (100,624 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,866 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R107370`

Property Details

APN / Parcel Number

Primary APN	`R107370`
Alternative APN	`1-56750-0002-00-010050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	813 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	100,624 sqft (2.31 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R107370
Street Address	12859 N POINTE RD
City	WINONA
State	TX
Zip	75792-6237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH POINTEBLOCK 2 LOT 10E & 11B
Legal Subdivision	NORTH POINTE
Legal Block	2
Legal Lot Number	10E,11B
Jurisdiction	SMITH TX
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2063
Census Tract	1502

Owner

12859 N Pointe Rd is owned and occupied by two individuals.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16383 COUNTY ROAD 358, WINONA, TX 75792-6122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK
Feb 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITIZENS NATIONAL BANK
Aug 12, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	12859 N POINTE RD, WINONA, TX 75792-6237
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12859 N POINTE RD, WINONA, TX 75792-6237

Mortgage

Document Number	0001004064
Date	Feb 14, 2023
Instrument	202301004064

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	HENDERSON, TX 75652

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	12859 N POINTE RD, WINONA, TX 75792-6237
Transaction Type	Mortgage
Record Updated	Feb 9, 2024
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16383 COUNTY ROAD 358, WINONA, TX 75792-6122

Mortgage

Document Number	0001006716
Date	Feb 17, 2022
Instrument	202201006716

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	HENDERSON, TX 75653

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 16, 2023

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SMITH TX
Recording Date	Aug 12, 2020
Property Address	12859 N POINTE RD, WINONA, TX 75792-6237
Document Number	0000029163
Instrument Date	Aug 11, 2020
Instrument	29163
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 COUNTY ROAD 37 TYLER TX 757067034, TYLER, TX 75706-7034

Tax Assessment & Valuation

The 2026 property tax bill for 12859 N Pointe Rd was $4,866 with a homeowner's exemption, down 7.1% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Winona Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,866.00 (-7.07%) Homeowner's exemption	$393,667 (-5.62%) Land $78,635 Building $315,032	$393,667 (-5.62%) Land $78,635 Building $315,032
2025	$5,236.00 (-4.31%) Homeowner's exemption	$417,130 Land $80,812 Building $336,318	$417,130 Land $80,812 Building $336,318
2024	$5,472.00 (+0.59%)
2023	$5,440.00 (+1,584.21%) Homeowner's exemption	$405,068 Land $42,461 Building $362,607	$405,068 Land $42,461 Building $362,607
2022	$323.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12859 N Pointe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12859 N Pointe Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAR MOUNTAIN WSC serves 2,175 people · EPA ID TX2120021
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CCECA Broadband Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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