12859 Lake View Dr, Lusby, MD 20657 Property Records

Calvert County property record for 12859 Lake View Dr, Lusby, MD 20657

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,536 sqft · built 1998
Lot Size0.385 acres (16,771 sqft)
OwnerIndividual Name on File
Last Sale$145,033 (Jun 1998)
Tax Bill$4,967 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN01-065734

Property Details

APN / Parcel Number

Primary APN01-065734
Alternative APNs
  • 1065734
  • 065734

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,536 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,771 sqft (0.385 acres)
Garage TypeBuilt-in
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area504 sqft
Deck Area513 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number065734
Street Address12859 LAKE VIEW DR
CityLUSBY
StateMD
Zip20657-3247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLT 20 BLK B SEC 4A DRUM POINT
Legal SubdivisionDRUM POINT
Legal BlockB
Legal Lot Number20
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group1
Census Block1019
Census Tract861003

Owner

12859 Lake View Dr is owned and occupied by an individual who acquired it in March 2014.

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address12859 LAKE VIEW DR, LUSBY, MD 20657-3247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 1998 · Amount on File
Deed SaleJun 12, 1998 · Amount on File
Prior SaleMay 27, 1998 · Amount on File
Deed Document Number1998582518
Deed Book / Page1059 / 696
Last Transfer DateMar 19, 2014
Transfer Doc0043640318
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address12859 LAKE VIEW DR, LUSBY, MD 20657-3247
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060530217
DateAug 17, 2021
Book Page6053/217
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12859 Lake View Dr was $4,967.

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,967.00$423,567$458,800 Land $83,900 Building $374,900
2023$3,668.00$353,100 Land $83,900 Building $269,200$353,100 Land $83,900 Building $269,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12859 Lake View Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1995–2015)
Claims Outside the SFHA6 of 6
Most Recent ClaimJun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12859 Lake View Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
IQ Fiber
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lake View Dr

Nearby Streets

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