El Paso County property record for 12855 Murphy Rd, Elbert, CO 80106
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.25 ba · 4,695 sqft · built 2001 |
| Lot Size | 5.53 acres (240,887 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,075,000 (May 2026) |
| Tax Bill | $2,943 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42050-04-004 |
| Primary APN | 42050-04-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 4,695 sqft Living Area |
| Gross Area | 6,427 sqft |
| 1st Floor Area | 2,714 sqft |
| Basement Area | 2,714 sqft |
| Finished Basement | 1,981 sqft |
| Unfinished Basement | 733 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 240,887 sqft |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 678 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
|---|---|
| Porch Area | 321 sqft |
| Patio Area | 1,003 sqft |
| Balcony Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Account Number | R4205004004 |
|---|---|
| Street Address | 12855 MURPHY RD |
| City | ELBERT |
| State | CO |
| Zip | 80106-8806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-5 |
| Legal Description | LOT 15 NORTH RANCH PARK FIL NO 3 |
| Legal Subdivision | NORTH RANCH PARK FIL NO 3 |
| Legal Lot Number | 15 |
| Jurisdiction | EL PASO CO |
| Township / Civil Division | BLACK FOREST-PEYTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 3914 |
Source: El Paso County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12855 MURPHY RD, ELBERT, CO 80106-8806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Nov 2, 1999 · Amount on Record |
| Deed Document Number | 202649382 |
| Prior Transfer Date | Sep 26, 2016 |
| Prior Transfer Doc | 0000118999 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 12855 MURPHY RD, ELBERT, CO 80106-8806 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000053798 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 222053798 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EL PASO CO |
| Recording Date | May 27, 2026 |
| Property Address | 12855 MURPHY RD, ELBERT, CO 80106-8806 |
| Document Number | 0000049382 |
| Instrument Date | May 22, 2026 |
| Instrument | 202649382 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,857.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12855 MURPHY RD, ELBERT, CO 80106-8806 |
| Document Number | 0000049383, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202649383 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: El Paso County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | El Paso County |
| Unified School District | Peyton School District 23-JT (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,820 (-) | $947,812 (-) | |
| 2025 | $2,943.00 | $66,820 (+0.92%) Land $20,130 Building $46,690 | $947,812 (-4.08%) Land $285,500 Building $662,312 |
| 2024 | $66,210 (-) Land $15,070 Building $51,140 | ||
| 2023 | $2,685.00 (+2.52%) | $66,210 (+20.73%) Land $15,070 Building $51,140 | $988,098 (+25.24%) Land $224,800 Building $763,298 |
| 2022 | $2,619.00 | $54,840 Land $11,670 Building $43,170 | $788,981 Land $167,900 Building $621,081 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 90% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| StratusIQ Fiber | 10,000 / 10,000 |
| Conexon Connect Fiber | 2,000 / 2,000 |
| Kellin Communications Fixed Wireless | 1,000 / 220 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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