DeKalb County property record for 12855 Ellen Dr, Genoa, IL 60135
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,564 sqft · built 1964 |
| Lot Size | 0.959 acres (41,760 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $243,000 (Jun 2015) |
| Tax Bill | $6,801 (2024) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-05-251-005 |
| Primary APN | 06-05-251-005 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,564 sqft Living Area |
| Gross Area | 2,039 sqft |
| 1st Floor Area | 1,564 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 41,760 sqft (0.959 acres) |
| Lot Dimensions | 290 ft deep x 144 ft wide |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Porch | Slab |
| Pole Barn | 1,024 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0605251005 |
|---|---|
| Street Address | 12855 ELLEN DR |
| City | GENOA |
| State | IL |
| Zip | 60135-7735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR |
| Legal Description | LOTS 57 & 58 - ELLEN OAKS SUB - 1ST ADDITION |
| Legal Subdivision | ELLEN OAKS SUB - 1ST ADDITION |
| Legal Lot Number | 57,58 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 402 |
Source: DeKalb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12855 ELLEN DR, GENOA, IL 60135-7735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Oct 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Deed of Trust, Mortgage | |
| Aug 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jun 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jun 7, 2019 | Loan Modification, Mortgage MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2015 · Amount on Record |
| Deed Sale | Jun 18, 2015 · Amount on Record |
| Prior Sale | Feb 20, 2007 · Amount on Record |
| Deed Document Number | 20155589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Recording Date | Oct 1, 2026 |
| Property Address | 12855 ELLEN DR, GENOA, IL 60135-7735 |
| Document Number | 0000008730 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 20268730 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12855 ELLEN DR, GENOA, IL 60135-7735 |
| Document Number | 0000008730, |
|---|---|
| Date | Oct 1, 2026 |
| Instrument | 20268730 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Jul 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 12855 ELLEN DR, GENOA, IL 60135-7735 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12855 ELLEN DR, GENOA, IL 60135-7735 |
| Document Number | 0000007991 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 2025007991 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 12855 ELLEN DR, GENOA, IL 60135-7735 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12855 ELLEN DR, GENOA, IL 60135-7735 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 12855 ELLEN DR, GENOA, IL 60135-7735 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12855 ELLEN DR, GENOA, IL 60135-7735 |
| Document Number | 0000005896 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2023005896 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 12855 ELLEN DR, GENOA, IL 60135-7735 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 12855 ELLEN DR, GENOA, IL 60135-7735 |
| Document Number | 0000005850 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022005850 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 12855 ELLEN DR, GENOA, IL 60135-7735 |
| Document Number | 0000007456 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12855 ELLEN DR GENOA IL 601357735, GENOA, IL 60135-7735 |
| Document Number | 0000007456 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 7456 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 19, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Sycamore Township |
| Unified School District | Sycamore Community Unit School District 427 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100,277 (+16.48%) Land $27,198 Building $73,079 | $300,831 (+16.48%) Land $81,594 Building $219,237 | |
| 2024 | $6,801.00 | ||
| 2023 | $86,093 Land $23,351 Building $62,742 | $258,279 Land $70,053 Building $188,226 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENOA serves 5,298 people · EPA ID IL0370150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Radium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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