Baldwin County property record for 12854 Main St, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,612 sqft · built 1950 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $543 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-09-29-2-000-020 |
| Primary APN | 53-09-29-2-000-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,612 sqft Heated Area |
| 1st Floor Area | 1,612 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 200 ft deep x 80 ft wide |
| Garage Area | 497 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 194428 |
|---|---|
| Street Address | 12854 MAIN ST |
| City | ELBERTA |
| State | AL |
| Zip | 36530-2508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 80' X 200' COM AT SW COR OF NW1/4 OF NW1/4 SEC 29 RUN E 225', TH N 534' TO POB TH W 200'(S), TH N 80', TH E 200'(S), THS 80'T |
| Legal Subdivision | LAKE FOREST UN 04 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 11601 |
12854 Main St, a single family home, is owned by an individual.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 211 W MYRTLE AVE, FOLEY, AL 36535-1936 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 12854 MAIN ST, ELBERTA, AL 36530-2508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001611502 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 1611502 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2032 |
The 2026 property tax bill for 12854 Main St was $543, up 6.9% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Elberta Town |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543.00 (+6.89%) | ||
| 2025 | $508.00 | $15,400 Land $2,380 Building $13,020 | $153,800 Land $23,700 Building $130,100 |
| 2023 | $481.00 (+26.25%) | $14,580 (+26.12%) | $145,600 (+25.95%) Land $27,300 Building $118,300 |
| 2022 | $381.00 (+14.76%) | $11,560 | $115,600 Land $24,600 Building $91,000 |
| 2021 | $332.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12854 Main St in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 47 (1995–2021) |
| Claims Outside the SFHA | 30 of 47 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12854 Main St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed.
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