12854 112th St, Largo, FL 33778 Property Records

Pinellas County property record for 12854 112th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,524 sqft · built 1976
Lot Size	0.174 acres (7,575 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Mar 2018)
Tax Bill	$3,496 (2025)
Deeds & Mortgages	May 2023 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-8711-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-8711-6`
Alternative APNs	`09-30-15-64739-008-0160` `301509647390080160` `153009647390080160` `R101970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,524 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	1,524 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,575 sqft (0.174 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Deck Area	160 sqft
Patio Area	160 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R101970
Street Address	12854 112TH ST
City	LARGO
State	FL
Zip	33778-1955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGEWOOD ESTATES SUB SECTION 2 BLK H, LOT 16
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	ORANGEWOOD ESTATES SUB
Legal Block	H
Legal Lot Number	16
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2004
Census Tract	25311

Owner

12854 112th St is owned and occupied by two individuals who bought it in March 2018.

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12854 112TH ST, LARGO, FL 33778-1955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST
Sep 9, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 15, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2018 · Amount on File
Deed Sale	Mar 15, 2018 · Amount on File
Prior Sale	Jun 30, 2014 · Amount on File
Deed Document Number	201880758
Deed Book / Page	19976 / 1281
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12854 112TH ST, LARGO, FL 33778-1955
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12854 112TH ST, LARGO, FL 33778-1955

Mortgage

Document Number	0224400236
Date	May 15, 2023
Book Page	22440/236
Instrument	2023125973

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	GREAT BEND, KS 67530

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12854 112TH ST, LARGO, FL 33778-1955
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12854 112TH ST, LARGO, FL 33778-1955

Mortgage

Document Number	0217082288
Date	Sep 9, 2021
Book Page	21708/2288
Instrument	2021295462

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Apr 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 15, 2018
Property Address	12854 112TH ST, LARGO, FL 33778-1955
Document Number	0199761281
Book / Page	019976 / 001281
Instrument Date	Mar 12, 2018
Instrument	80758
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	COURTLAND TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12854 112TH ST LARGO FL 337781955, LARGO, FL 33778-1955

Mortgage

Document Number	199761282
Date	Mar 15, 2018
Book Page	019976/001282
Instrument	80759

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12854 112th St was $3,496 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,496.00 Homeowner's exemption	$226,345	$384,969 Land $134,767 Building $250,202
2023	$3,250.00 (+3.14%) Homeowner's exemption	$214,019 (+3%)	$303,814 (+13.85%) Land $143,485 Building $160,329
2022	$3,151.00 Homeowner's exemption	$207,785	$266,864 Land $144,847 Building $122,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12854 112th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12854 112th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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