12853 126th St, Largo, FL 33774 Property Records

Pinellas County property record for 12853 126th St, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,142 sqft · built 1972
Lot Size	0.254 acres (11,077 sqft)
Owner	Individual Name on File
Tax Bill	$3,503 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-780-7833-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-780-7833-4`
Alternative APNs	`08-30-15-20347-000-5120` `301508203470005120` `083015704701001706` `R420720`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,142 sqft Living Area
Gross Area	2,696 sqft
1st Floor Area	2,142 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,077 sqft (0.254 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	242 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	100 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R420720
Street Address	12853 126TH ST
City	LARGO
State	FL
Zip	33774-2624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	DANSVILLE - PHASE 5 LOT 512
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	DANSVILLE - PHASE 5
Legal Phase	5
Legal Tract	20347
Legal Lot Number	512
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2001
Census Tract	25207

Owner

12853 126th St is owned and occupied by an individual who acquired it in December 2012.

Source: Pinellas County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	12853 126TH ST, LARGO, FL 33774-2624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 27, 2023	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 4, 2023	Deed of Trust, Mortgage · FHA Mortgage CIS FINANCIAL SERVICES INC
Nov 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 11, 2012
Transfer Doc	0218102336
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12853 126TH ST, LARGO, FL 33774-2624
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12853 126TH ST, LARGO, FL 33774-2624

Mortgage

Document Number	0234931717
Date	Mar 19, 2026
Book Page	23493/1717
Instrument	2026075111

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12853 126TH ST, LARGO, FL 33774-2624
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12853 126TH ST, LARGO, FL 33774-2624

Mortgage

Document Number	0226321672
Date	Nov 27, 2023
Book Page	22632/1672
Instrument	2023299903

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12853 126TH ST, LARGO, FL 33774-2624
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	SEMINOLE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12853 126TH ST, LARGO, FL 33774-2624

Mortgage

Document Number	0223071382
Date	Jan 4, 2023
Book Page	22307/1382
Instrument	2023001886

Lender

Name	CIS FINANCIAL SERVICES INC
Type	Mortgage Company
Address	HAMILTON, AL 35570

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Nov 17, 2021
Property Address	12853 126TH ST, LARGO, FL 33774-2624
Document Number	0218102336
Book / Page	21810 / 2336
Map Reference	MB 129 PG 22
Instrument Date	Dec 11, 2012
Instrument	2021375041
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1283 126TH STREET, LARGO, FL 33774

Tax Assessment & Valuation

The 2025 property tax bill for 12853 126th St was $3,503 with exemptions applied, up 4.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,503.00 (+4.91%) Homeowner's exemption Veteran's exemption	$237,213	$378,644 Land $130,037 Building $248,607
2024	$3,339.00 (-0.15%)
2023	$3,344.00 (+1.43%) Homeowner's exemption Veteran's exemption	$223,814 (+3%)	$280,558 (+29.11%) Land $134,922 Building $145,636
2022	$3,297.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$217,295	$217,295 Land $105,953 Building $111,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12853 126th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12853 126th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile.

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