San Diego County property record for 12851 Papago Dr, Poway, CA 92064 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,453 sqft · built 1985 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,040,000 (Apr 2026) |
| Tax Bill | $3,931 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 317-720-33-00 |
| Primary APN | 317-720-33-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,453 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 10,500 sqft (0.241 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12851 PAPAGO DR |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 310 TR 007066 |
| Legal Subdivision | GOLDEN CITY |
| Legal Tract | 007066 |
| Legal Block | 3 |
| Legal Lot Number | 310 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 17041 |
Source: San Diego County records · APN 317-720-33-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12851 PAPAGO DR, POWAY, CA 92064-3712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 18, 2021 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Feb 18, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 07, 2026 | Grant Deed, Transfer · Conventional Mortgage ACNB BANK |
| Dec 12, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 05, 2020 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2026 · Amount on Record |
| Deed Sale | Apr 07, 2026 · Amount on Record |
| Deed Document Number | 202695668 |
| Prior Transfer Date | Aug 18, 2015 |
| Prior Transfer Doc | 0000523202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12851 PAPAGO DR, POWAY, CA 92064-3712 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12851 PAPAGO DR, POWAY, CA 92064-3712 |
| Document Number | 0000586833 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2021-0586833 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12851 PAPAGO DR, POWAY, CA 92064-3712 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12851 PAPAGO DR, POWAY, CA 92064-3712 |
| Document Number | 0000076972 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022-0076972 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Mar 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 07, 2026 |
| Property Address | 12851 PAPAGO DR, POWAY, CA 92064-3712 |
| Document Number | 0000095668 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202695668 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115,544.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12851 PAPAGO DR, POWAY, CA 92064-3712 |
| Document Number | 0000095669, |
|---|---|
| Date | Apr 07, 2026 |
| Instrument | 202695669 |
| Name | ACNB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12851 PAPAGO DR, POWAY, CA 92064-3712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000581388 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 2019-0581388 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12851 PAPAGO DR, POWAY, CA 92064-3712 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12851 PAPAGO DR, POWAY, CA 92064-3712 |
| Document Number | 0000596949 |
|---|---|
| Date | Oct 05, 2020 |
| Instrument | 2020-0596949 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $353,249 (+2%) Land $98,848 Building $254,401 | |
| 2025 | $3,931.00 (+2.69%) Homeowner's exemption | $346,323 (+4.04%) Land $96,910 Building $249,413 |
| 2024 | $3,828.00 (+2.19%) | |
| 2023 | $3,746.00 (+1.71%) Homeowner's exemption | $332,877 Land $93,148 Building $239,729 |
| 2022 | $3,683.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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