12851 Frontier Rd, Camden, MI 49232 Property Records

Hillsdale County property record for 12851 Frontier Rd, Camden, MI 49232

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,664 sqft
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Mar 2013)
Tax Bill	$315 (2025)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-025-300-006-25-8-3`

Property Details

APN / Parcel Number

Primary APN	`15-025-300-006-25-8-3`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	174,240 sqft (4 acres)
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12851 FRONTIER RD
City	CAMDEN
State	MI
Zip	49232-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR SW1/4 TH N 554 FT TO POB TH E 330 FT TH N 528 FT TH W 330 FT TH S 528 FT TO POB SEC 25 T8S R3W 4 A M/L SPLIT/COMB
Legal Range	03W
Legal Township	08S
Legal Section	25
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	WOODBRIDGE
Census Block Group	3
Census Block	3065
Census Tract	51200

Owner

12851 Frontier Rd is owned and occupied by two individuals who acquired it in June 2023.

Source: Hillsdale County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	12851 FRONTIER RD, HILLSDALE, MI 49242-9150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2013 · Amount on File
Deed Sale	Mar 25, 2013 · Amount on File
Prior Sale	Jan 10, 1997 · Amount on File
Deed Book / Page	1523 / 64
Last Transfer Date	Jun 21, 2023
Transfer Doc	01852/1017
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Jun 28, 2023
Property Address	12851 FRONTIER RD, CAMDEN, MI 49232-9789
Document Number	01852/1017
Book / Page	1852 / 1017
Instrument Date	Jun 21, 2023
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12851 FRONTIER RD, HILLSDALE, MI 49242-9150

Mortgage

Document Number	0018520591
Date	Jun 28, 2023
Instrument	1852-0591

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 12851 Frontier Rd was $315 with a homeowner's exemption.

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Woodbridge Township
Unified School District	Camden-Frontier School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$315.00 Homeowner's exemption	$63,500	$126,471 Land $23,640 Building $102,831
2023		$38,000 (+15.5%)	$75,571 (+15.78%) Land $14,300 Building $61,271
2022		$32,900	$65,270 Land $14,300 Building $50,970
2021	$603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12851 Frontier Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12851 Frontier Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
DMCI Broadband Fixed Wireless	40 / 10
MetaLINK Technologies Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3