12850 W Bluff Rd, Malcolm, NE 68402 Property Records

Lancaster County property record for 12850 W Bluff Rd, Malcolm, NE 68402

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,597 sqft · built 1991
Lot Size	5.13 acres (223,898 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Oct 2014)
Tax Bill	$6,156 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-18-400-017-000`

Property Details

APN / Parcel Number

Primary APN	`05-18-400-017-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,597 sqft Living Area
1st Floor Area	1,855 sqft
2nd Floor Area	742 sqft
Upper Floors Area	742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Other
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	223,898 sqft (5.13 acres)
Garage Type	Attached
Garage Area	797 sqft
Parking Spaces	2 Parking Spaces
Deck Area	290 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	12850 W BLUFF RD
City	MALCOLM
State	NE
Zip	68402-9650
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	S18, T11, R5, 6TH PRINCIPAL MERIDIAN, LOT 43 SE
Legal Range	05
Legal Township	11
Legal Section	18
Legal Subdivision	ELK PRECINCT
Legal Lot Number	43
Jurisdiction	LANCASTER NE
Township / Civil Division	ELK
Census Block Group	2
Census Block	2104
Census Tract	10202

Owner

Source: Lancaster County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12850 W BLUFF RD, MALCOLM, NE 68402-9650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
May 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITY OF PAWNEE CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2014 · Amount on Record
Deed Sale	Oct 22, 2014 · Amount on Record
Deed Document Number	2014040830
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	12850 W BLUFF RD, MALCOLM, NE 68402-9650
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12850 W BLUFF RD, MALCOLM, NE 68402-9650

Mortgage

Document Number	0000034712
Date	Oct 13, 2025
Instrument	2025034712

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	12850 W BLUFF RD, MALCOLM, NE 68402-9650
Document Number	0000001030
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12850 W BLUFF RD MALCOLM NE 684029650, MALCOLM, NE 68402-9650

Mortgage

Document Number	0000001030
Date	Jan 11, 2019
Instrument	1030

Lender

Name	CITY OF PAWNEE CITY
Address	PO BOX 206, PAWNEE CITY, NE 68420-0206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 10, 2024

Interest

Rate	12%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Unified School District	Malcolm Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,156.00 (+20.9%)	$475,100 (+14.01%) Land $124,800 Building $350,300	$475,100 (+14.01%) Land $124,800 Building $350,300
2023	$5,092.00	$416,700 Land $124,800 Building $291,900	$416,700 Land $124,800 Building $291,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	May 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 63% of Nebraska
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

May also be available: Nextlink.

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