12850 S Normal Ave, Chicago, IL 60628 Property Records

Cook County property record for 12850 S Normal Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 952 sqft · built 1950
Lot Size	0.112 acres (4,875 sqft)
Owner	Individual Name on Record
Last Sale	$227,000 (Dec 2021)
Tax Bill	$2,326 (2023)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-33-115-072`

Property Details

APN / Parcel Number

Primary APN	`25-33-115-072`
Alternative APN	`25-33-115-072-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1952
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,875 sqft (0.112 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12850 S NORMAL AVE
City	CHICAGO
State	IL
Zip	60628-7437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(NEW) (ROSELAND) SUB OF PT OF FRCL SEC28 S OF IBL & O F PT OF NW SEC 33-37-14
Legal Range	14E
Legal Township	37N
Legal Section	33
Legal Subdivision	NEW ROSELAND
Legal Block	10
Legal Lot Number	6,7
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3032
Census Tract	530503

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12850 S NORMAL AVE, CHICAGO, IL 60628-7437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit ILLIANA FIN'L CU
Mar 21, 2017	Trustee's Deed, Construction Loan · Line of Credit ILLIANA FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Oct 2, 2014 · Amount on Record
Deed Document Number	202141158
Prior Transfer Date	Dec 2, 1994
Prior Transfer Doc	0000000962
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12850 S NORMAL AVE, CHICAGO, IL 60628-7437
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12850 S NORMAL AVE, CHICAGO, IL 60628-7437

Mortgage

Document Number	0001113008
Date	Jan 11, 2024
Instrument	2401113008

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Dec 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 9, 2021
Property Address	12850 S NORMAL AVE, CHICAGO, IL 60628-7437
Document Number	0034341158
Instrument Date	Nov 9, 2021
Instrument	2134341158
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	PROPER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12850 S NORMAL AVE, CHICAGO, IL 60628-7437

Mortgage

Document Number	0034341159
Date	Dec 9, 2021
Instrument	2134341159

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Mortgage

Document Number	0034341160
Date	Dec 9, 2021
Instrument	2134341160

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12850 S NORMAL AVE, CHICAGO, IL 60628-7437
Document Number	1933310051
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	430 E 162ND ST #328 SOUTH HOLLAND IL 604732258, 328, SOUTH HOLLAND, IL 60473-2258

Mortgage

Document Number	1933310051
Date	Nov 29, 2019
Instrument	33310051

Lender

Name	ILLIANA FIN'L CU
Type	Credit Union
Address	CALUMET CITY, IL 60409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 28, 2034

Interest

Rate Type	Adjustable Rate

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COOK IL
Recording Date	Mar 21, 2017
Property Address	12850 S NORMAL AVE, CHICAGO, IL 60628-7437
Document Number	1708029097
Instrument Date	Feb 21, 2017
Instrument	8029097
Transaction Type	Construction Loan
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	430 E 162ND ST #328 SOUTH HOLLAND IL 604732258, 328, SOUTH HOLLAND, IL 60473-2258

Mortgage

Document Number	1708029097
Date	Mar 21, 2017
Instrument	8029097

Lender

Name	ILLIANA FIN'L CU
Type	Credit Union
Address	CALUMET CITY, IL 60409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 20, 2018

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,000 (+90.93%) Land $2,925 Building $18,075	$210,000 (+90.93%) Land $29,250 Building $180,750
2023	$2,326.00 (+2.51%)
2022	$2,269.00 (+2.3%)	$10,999 (-) Land $2,437 Building $8,562	$109,990 (-) Land $24,370 Building $85,620
2021	$2,218.00	$10,999 Land $2,437 Building $8,562	$109,990 Land $24,370 Building $85,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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