12850 N 177th Dr, Surprise, AZ 85388 Property Records

Maricopa County property record for 12850 N 177th Dr, Surprise, AZ 85388

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,302 sqft · built 2015
Lot Size	0.242 acres (10,556 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Sep 2026)
Tax Bill	$2,046 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`502-06-308`

Property Details

APN / Parcel Number

Primary APN	`502-06-308`
Alternative APN	`502063082`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,302 sqft Living Area
Gross Area	2,510 sqft
1st Floor Area	2,302 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,556 sqft (0.242 acres)
View / Lot	Corner
Parking Spaces	5 Parking Spaces
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	12850 N 177TH DR
City	SURPRISE
State	AZ
Zip	85388-5679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	SARAH ANN RANCH UNIT 2 MCR 813-01
Legal Range	2W
Legal Township	3N
Legal Section	14
Legal Subdivision	SARAH ANN RANCH UNIT 2
Legal Lot Number	772
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3006
Census Tract	61031

Owner

Source: Maricopa County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12850 N 177TH DR, SURPRISE, AZ 85388-5679
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 21, 2019	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BK
Feb 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Prior Sale	Aug 11, 2015 · Amount on Record
Deed Document Number	2026534307
Prior Transfer Date	Feb 5, 2013
Prior Transfer Doc	0000134382
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 11, 2026
Property Address	12850 N 177TH DR, SURPRISE, AZ 85388-5679
Document Number	0000534307
Instrument Date	Aug 27, 2026
Instrument	2026534307
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12850 N 177TH DR, SURPRISE, AZ 85388-5679
Investor	Possibly a Property Investor

Mortgage

Document Number	0000534308,
Date	Sep 11, 2026
Instrument	2026534308

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	12850 N 177TH DR, SURPRISE, AZ 85388-5679
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12850 N 177TH DR, SURPRISE, AZ 85388-5679

Mortgage

Document Number	0000871723
Date	Sep 17, 2020
Instrument	20200871723

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 21, 2019
Property Address	12850 N 177TH DR, SURPRISE, AZ 85388-5679
Document Number	0000939559
Instrument Date	Nov 12, 2019
Instrument	939559
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	17751 W DAHLIA DR SURPRISE AZ 853885664, SURPRISE, AZ 85388-5664

Mortgage

Document Number	939560
Date	Nov 21, 2019
Instrument	939560

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 12, 2018
Property Address	12850 N 177TH DR, SURPRISE, AZ 85388-5679
Document Number	0000104869
Instrument Date	Feb 6, 2018
Instrument	104869
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12850 N 177TH DR SURPRISE AZ 853885679, SURPRISE, AZ 85388-5679

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,710 (+89.09%)	$477,100 (-2.05%) Land $95,400 Building $381,700
2025	$2,046.00 (+2.51%)	$25,231 (-50.38%)	$487,100 (-4.21%) Land $97,400 Building $389,700
2024		$50,850	$508,500 Land $101,700 Building $406,800
2023	$1,996.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 71% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T.

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