12850 Gallagher Rd, Lodi, CA 95240 Property Records

San Joaquin County property record for 12850 Gallagher Rd, Lodi, CA 95240

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,728 sqft · built 1989
Lot Size10.2 acres (446,926 sqft)
Owner2 Individual Names on Record
Last Sale$705,000 (Sep 2021)
Tax Bill$8,105 (2026)
Deeds & MortgagesSep 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN063-260-190-000

Property Details

APN / Parcel Number

Primary APN063-260-190-000
Alternative APN
  • 063-260-19

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,728 sqft Living Area
1st Floor Area1,728 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeMetal Frame
Lot Area446,926 sqft (10.2 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number063-260-19
Street Address12850 GALLAGHER RD
CityLODI
StateCA
Zip95240-9639
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAL5
Legal Description2000 FM PT 15/PT TO 16/17/18 PER PM21-094/99116322
Legal SubdivisionPARCEL MAP
Legal Block4
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLOCKEFORD
Census Block Group4
Census Block4000
Census Tract4704

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12850 GALLAGHER RD, LODI, CA 95240-9639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleSep 13, 1999 · Amount on Record
Deed Document Number2021152923
Prior Transfer DateSep 1, 2015
Prior Transfer Doc0000112582
Record UpdatedOct 29, 2026

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 10, 2021
Property Address12850 GALLAGHER RD, LODI, CA 95240-9639
Document Number0000152923
Map ReferenceMB 21 PG 94
Instrument DateSep 8, 2021
Instrument2021-152923
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12850 GALLAGHER RD, LODI, CA 95240-9639

Mortgage

Document Number0000152924
DateSep 10, 2021
Instrument2021-152924
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$8,105.00 (+0.17%)
2025$8,091.00 (+4.04%) Homeowner's exemption$748,151 (+4.04%) Land $477,543 Building $270,608
2023$7,777.00 (+2.13%) Homeowner's exemption$719,100 Land $459,000 Building $260,100
2022$7,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force
Nearby Flood Claims4 (1998–2023)
Claims Outside the SFHA2 of 4
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ezWave
Fixed Wireless
1,000 / 200
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Gallagher Rd

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