Winnebago County property record for 12850 Clearwater Pointe, Winnebago, IL 61088
| Property Type | State-Assessed Property |
|---|---|
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Sep 2025) |
| Deeds & Mortgages | Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-203-025 |
| Primary APN | 09-25-203-025 |
|---|---|
| Alternative APN |
|
| Lot Area | 12,632 sqft (0.289 acres) |
|---|
| Old Parcel Number | 457 035 |
|---|---|
| Street Address | 12850 CLEARWATER POINTE |
| City | WINNEBAGO |
| State | IL |
| Zip | 61088-8002 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > State-Assessed Property |
| Local Zoning Code | PCD |
| Legal Description | WESTLAKE VILLAGE NO 1 PT SEC 25 & 36-27-10 & PT SEC 31-27-11 LOT 25 |
| Legal Range | 11 |
| Legal Township | 27 |
| Legal Section | 31 |
| Legal Lot Number | 25 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | PECATONICA |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 4300 |
12850 Clearwater Pointe, a commercial property, is owned and occupied by an individual who bought it in September 2025.
Source: Winnebago County records, as of October 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12834 CLEARWATER POINTE, WINNEBAGO, IL 61088-8002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on File |
| Deed Sale | Sep 25, 2025 · Amount on File |
| Deed Document Number | 2524879 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Sep 25, 2025 |
| Property Address | 12850 CLEARWATER POINTE, WINNEBAGO, IL 61088-8002 |
| Document Number | 0000024879 |
| Map Reference | PB 41 PG 2A 2B 3A 3B |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2524879 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Amount | Amount on Record |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12834 CLEARWATER POINTE, WINNEBAGO, IL 61088-8002 |
Source: Winnebago County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Pecatonica Township |
| Unified School District | Pecatonica Community Unit School District 321 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $126 Land $126 | $378 Land $378 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12850 Clearwater Pointe in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12850 Clearwater Pointe is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WESTLAKE private · serves 1,493 people · EPA ID IL2010070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AaroBand Fixed Wireless | 100 / 50 |
May also be available: JCWIFI.com.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures