1285 Winding Path Rd, Clover, SC 29710 Property Records

York County property record for 1285 Winding Path Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,085 sqft · built 2001
Lot Size	0.257 acres (11,214 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2019)
Tax Bill	$1,406 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`562-02-01-184`

Property Details

APN / Parcel Number

Primary APN	`562-02-01-184`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,085 sqft Living Area
Gross Area	2,791 sqft
1st Floor Area	1,289 sqft
2nd Floor Area	796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Lot Area	11,214 sqft (0.257 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	146 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	1285 WINDING PATH RD
City	CLOVER
State	SC
Zip	29710-7781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDI
Legal Description	LOT 185 FORREST OAKS PS-2 M-3
Legal Subdivision	FOREST OAKS
Legal Lot Number	185
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2000
Census Tract	61710

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1285 WINDING PATH RD, CLOVER, SC 29710-7781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 22, 2019	Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Jan 4, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FOUNDERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Prior Sale	Mar 19, 2002 · Amount on Record
Deed Document Number	201951491
Deed Book / Page	17924 / 347
Prior Transfer Date	Dec 28, 2018
Prior Transfer Doc	1735300193
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1285 WINDING PATH RD, LAKE WYLIE, SC 29710-7781
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1784800138
Date	Oct 18, 2019
Book Page	17848/138
Instrument	2019045247

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 8, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1285 WINDING PATH RD, LAKE WYLIE, SC 29710-7781
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1893800396
Date	Jan 25, 2021
Book Page	18938/396
Instrument	2021004119

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Nov 22, 2019
Property Address	1285 WINDING PATH RD, LAKE WYLIE, SC 29710-7781
Document Number	1792400347
Book / Page	17924 / 347
Map Reference	MB 139 PG 192
Instrument Date	Nov 21, 2019
Instrument	2019051491
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 WINDING PATH RD, CLOVER, SC 29710-7781

Mortgage

Document Number	2019051492
Date	Nov 22, 2019
Instrument	2019051492

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Dec 5, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6%
Index	Other
Max Rate	10%

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Jan 4, 2019
Property Address	1285 WINDING PATH RD, LAKE WYLIE, SC 29710-7781
Document Number	1735300193
Book / Page	17353 / 193
Map Reference	MB B313 PG 9
Instrument Date	Dec 28, 2018
Instrument	2019000340
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 WINDING PATH RD, CLOVER, SC 29710-7781

Mortgage

Document Number	2019000341
Date	Jan 4, 2019
Instrument	2019000341

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 5, 2034

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,406.00 (+8.66%)	$10,278 (+15.01%) Land $2,073 Building $8,205	$322,300 (+44.26%) Land $65,000 Building $257,300
2023	$1,294.00	$8,937 Land $2,000 Building $6,937	$223,419 Land $50,000 Building $173,419

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Comporium Cable · Fiber in parts of the area	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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