1285 W 78th Ter, Hialeah, FL 33014 Property Records

Miami-Dade County property record for 1285 W 78th Ter, Hialeah, FL 33014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,732 sqft · built 1962
Lot Size	0.184 acres (8,025 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Oct 2019)
Tax Bill	$6,782 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-2026-006-0260`

Property Details

APN / Parcel Number

Primary APN	`04-2026-006-0260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,732 sqft Living Area
Gross Area	3,210 sqft
1st Floor Area	2,732 sqft
Flooring	Covered

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1993
Exterior Material	Composition
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	8,025 sqft (0.184 acres)
Lot Dimensions	107 ft deep x 75 ft wide

Exterior Amenities

Porch	Porch
Porch Area	114 sqft
Patio Area	1,415 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	1285 W 78TH TER
City	HIALEAH
State	FL
Zip	33014-3441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	26 52 40 PALM LAKES SEC 3 PB 73-59 LOT 10 BLK 11 LOT SIZE 75.000 X 107 CF 73R-23606 OR 13831-0745 0988 1
Legal Range	40E
Legal Township	52S
Legal Section	26
Legal Subdivision	PALM LAKES
Legal Block	11
Legal Lot Number	10
Jurisdiction	DADE FL
Township / Civil Division	HIALEAH
Census Block Group	2
Census Block	2018
Census Tract	9317

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1285 W 78TH TER, HIALEAH, FL 33014-3441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS INS CO
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE INVESTORS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	2019643730
Deed Book / Page	31646 / 3573
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	1285 W 78TH TER, HIALEAH, FL 33014-3441
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 W 78TH TER, HIALEAH, FL 33014-3441

Mortgage

Document Number	0000610696
Date	Aug 30, 2023
Book Page	33859/514
Instrument	2023R0610696

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	1285 W 78TH TER, HIALEAH, FL 33014-3441
Document Number	0000071628
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 W 78TH TER HIALEAH FL 330143441, HIALEAH, FL 33014-3441

Mortgage

Document Number	0000071628
Date	Jan 30, 2020
Book Page	031798/000572
Instrument	71628

Lender

Name	MISCELLANEOUS INS CO
Address	FORT LAUDERDALE, FL 33316

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Oct 11, 2019
Property Address	1285 W 78TH TER, HIALEAH, FL 33014-3441
Document Number	0000643730
Book / Page	31646 / 3573
Map Reference	MB 73 PG 59
Instrument Date	Oct 7, 2019
Instrument	2019R0643730
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7344 ASHMONT CIR, 7344, TAMARAC, FL 33321-7866

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1285 W 78TH TER, HIALEAH, FL 33014-3441

Mortgage

Document Number	0000003575
Date	Oct 11, 2019
Instrument	31646/3575

Lender

Name	DIRECT MORTGAGE INVESTORS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Hialeah City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,782.00 (+5.87%) Homeowner's exemption	$405,299 (+5.99%)	$587,110 (+14.24%) Land $312,975 Building $274,135
2023	$6,406.00 (+3.47%) Homeowner's exemption	$382,405 (+3%)	$513,907 (+8.6%) Land $251,505 Building $262,402
2022	$6,191.00 Homeowner's exemption	$371,267	$473,193 Land $209,588 Building $263,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HIALEAH serves 238,000 people · EPA ID FL4130604
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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