1285 Union St, Arcata, CA 95521 Property Records

Humboldt County property record for 1285 Union St, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,170 sqft · built 1982
Lot Size	0.259 acres (11,325 sqft)
Owner	Trust Name on Record
Last Sale	$490,000 (Sep 2019)
Tax Bill	$5,988 (2025)
Deeds & Mortgages	Oct 2020 Transfer Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021-067-013-000`

Property Details

APN / Parcel Number

Primary APN	`021-067-013-000`
Alternative APN	`02106713`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,170 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Construction Type	Wood
Lot Area	11,325 sqft (0.259 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	02106713
Street Address	1285 UNION ST
City	ARCATA
State	CA
Zip	95521-6040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	PAR1 PARMAP#738 BK6 PAR MAPS PGS97-87
Legal Subdivision	27
Legal Lot Number	1
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	3
Census Block	3015
Census Tract	1002

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1285 UNION ST, ARCATA, CA 95521-6040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Sep 13, 2019	Grant Deed, Transfer HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	0000015920
Last Transfer Date	Oct 14, 2020
Transfer Doc	0000018452
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Oct 14, 2020
Property Address	1285 UNION ST, ARCATA, CA 95521-6040
Document Number	0000018452
Instrument Date	Oct 9, 2020
Instrument	18452
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1285 UNION ST ARCATA CA 955216040, ARCATA, CA 95521-6040

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1285 UNION ST, ARCATA, CA 95521-6040
Document Number	0000003796
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1285 UNION ST ARCATA CA 955216040, ARCATA, CA 95521-6040

Mortgage

Document Number	0000003796
Date	Mar 4, 2020
Instrument	3796

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 3, 2035

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Sep 13, 2019
Property Address	1285 UNION ST, ARCATA, CA 95521-6040
Document Number	0000015920
Instrument Date	Aug 19, 2019
Instrument	15920
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$539.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	200 7TH ST #8 ARCATA CA 955216468, 8, ARCATA, CA 95521-6468

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Elementary School District	Arcata Elementary School District (KG - 08)
Secondary School District	Northern Humboldt Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,988.00 (+3.51%) Homeowner's exemption	$535,882 (+4.04%) Land $196,854 Building $339,028
2023	$5,785.00 (-1.87%) Homeowner's exemption	$515,075 Land $189,211 Building $325,864
2022	$5,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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