1285 Toyon Dr, Millbrae, CA 94030 Property Records

San Mateo County property record for 1285 Toyon Dr, Millbrae, CA 94030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1962
Lot Size	0.261 acres (11,371 sqft)
Owner	2 Individual Names on File
Last Sale	$2,650,000 (Jun 2021)
Tax Bill	$32,555 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Transfer + 11 more
Flood Zone	Zone X (minimal risk)
APN	`024-420-020`

Property Details

APN / Parcel Number

Primary APN	`024-420-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	11,371 sqft (0.261 acres)
Lot Dimensions	170 ft deep x 68 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1285 TOYON DR
City	MILLBRAE
State	CA
Zip	94030-2944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 36 BLOCK 27 MILLS ESTATE NO 20 RSM 51/48 50 CITY OF MILLBRAE
Legal Subdivision	MILLS ESTATE NO 20
Legal Block	27
Legal Lot Number	36
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1018
Census Tract	604900

Owner

1285 Toyon Dr is owned and occupied by two individuals who bought it in June 2021.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1285 TOYON DR, MILLBRAE, CA 94030-2944
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jun 17, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jun 17, 2021	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Jun 17, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jun 17, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEVE C & ZHIZHONG HUANG
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEVE C & ZHIZHONG HUANG
Oct 6, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 6, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 6, 2020	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Mar 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 25, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 20, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	Oct 6, 2020 · Amount on File
Deed Document Number	202192363
Prior Transfer Date	Sep 28, 2020
Prior Transfer Doc	0000106425
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 17, 2021
Property Address	1285 TOYON DR, MILLBRAE, CA 94030-2944
Document Number	0000092359
Map Reference	MB 51 PG 48-50
Instrument Date	Jun 15, 2021
Instrument	2021-092359
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1441 N CAROLAN AVE, BURLINGAME, CA 94010-2403

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 17, 2021
Property Address	1285 TOYON DR, MILLBRAE, CA 94030-2944
Document Number	0000092360
Map Reference	MB 51 PG 48-50
Instrument Date	Jun 15, 2021
Instrument	2021-092360
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 REGATTEN WAY, SAN LEANDRO, CA 94579

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 17, 2021
Property Address	1285 TOYON DR, MILLBRAE, CA 94030-2944
Document Number	0000092363
Map Reference	MB 51 PG 48-50
Instrument Date	Jun 15, 2021
Instrument	2021-092363
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,915.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1285 TOYON DR, MILLBRAE, CA 94030-2944

Mortgage

Document Number	0000092364
Date	Jun 17, 2021
Instrument	2021-092364

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 17, 2021
Property Address	1285 TOYON DR, MILLBRAE, CA 94030-2944
Document Number	0000092361
Map Reference	MB 51 PG 48-50
Instrument Date	Jun 14, 2021
Instrument	2021-092361
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 TOYON DR, MILLBRAE, CA 94030-2944

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 17, 2021
Property Address	1285 TOYON DR, MILLBRAE, CA 94030-2944
Document Number	0000092362
Map Reference	MB 51 PG 48-50
Instrument Date	Jun 14, 2021
Instrument	2021-092362
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 TOYON DR, MILLBRAE, CA 94030-2944

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1285 TOYON DR, MILLBRAE, CA 94030-2944
Document Number	0000155708
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1285 TOYON DR MILLBRAE CA 940302944, MILLBRAE, CA 94030-2944

Mortgage

Document Number	0000155708
Date	Dec 31, 2020
Instrument	155708

Lender

Name	STEVE C & ZHIZHONG HUANG
Address	7032 HONEYCASTLE DR, SAN RAMON, CA 94582-5223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1285 TOYON DR, MILLBRAE, CA 94030-2944
Document Number	0000155709
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1285 TOYON DR MILLBRAE CA 940302944, MILLBRAE, CA 94030-2944

Mortgage

Document Number	0000155709
Date	Dec 31, 2020
Instrument	155709

Lender

Name	STEVE C & ZHIZHONG HUANG
Address	7032 HONEYCASTLE DR, SAN RAMON, CA 94582-5223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 6, 2020
Property Address	1285 TOYON DR, MILLBRAE, CA 94030-2944
Document Number	0000106424
Instrument Date	Sep 28, 2020
Instrument	106424
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	101 BELLA VISTA DR HILLSBOROUGH CA 940106222, HILLSBOROUGH, CA 94010-6222

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 6, 2020
Property Address	1285 TOYON DR, MILLBRAE, CA 94030-2944
Document Number	0000106425
Instrument Date	Sep 28, 2020
Instrument	106425
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1285 TOYON DR MILLBRAE CA 940302944, MILLBRAE, CA 94030-2944

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 6, 2020
Property Address	1285 TOYON DR, MILLBRAE, CA 94030-2944
Document Number	0000106426
Map Reference	MB 51 PG 48-50
Instrument Date	Aug 21, 2020
Instrument	2020-106426
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,227.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	101 BELLA VISTA DR, HILLSBOROUGH, CA 94010-6222

Mortgage

Document Number	0000106427
Date	Oct 6, 2020
Instrument	2020-106427

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	12.2%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 5, 2020
Property Address	1285 TOYON DR, MILLBRAE, CA 94030-2944
Document Number	0000020118
Instrument Date	Mar 3, 2020
Instrument	20118
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	793 PEPPER DR SAN BRUNO CA 940662935, SAN BRUNO, CA 94066-2935

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 25, 2019
Property Address	1285 TOYON DR, MILLBRAE, CA 94030-2944
Document Number	0000078843
Map Reference	MB 51 PG 48-50
Instrument Date	Sep 18, 2019
Instrument	2019-078843
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	793 PEPPER DR, SAN BRUNO, CA 94066-2935

Mortgage

Document Number	0000078844
Date	Sep 25, 2019
Instrument	2019-078844

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN MATEO CA
Recording Date	Dec 20, 2018
Property Address	1285 TOYON DR, MILLBRAE, CA 94030-2944
Document Number	0000099334
Instrument Date	Dec 11, 2018
Instrument	99334
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1292 TOYON DR MILLBRAE CA 940302945, MILLBRAE, CA 94030-2945

Tax Assessment & Valuation

The 2025 property tax bill for 1285 Toyon Dr was $32,555 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Millbrae City
Elementary School District	Millbrae Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,700,000 (-) Land $1,915,000 Building $785,000
2025	$32,555.00 Homeowner's exemption	$2,700,000 Land $1,915,000 Building $785,000
2023	$29,872.00 (-1.38%) Homeowner's exemption	$2,540,000 Land $1,802,000 Building $738,000	$1,882,980
2022	$30,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1285 Toyon Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1285 Toyon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20