1285 Thomas Cir, Roswell, GA 30075 Property Records

Fulton County property record for 1285 Thomas Cir, Roswell, GA 30075

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,843 sqft · built 2018
Lot Size	0.53 acres (23,086 sqft)
Owner	Individual Name on File
Last Sale	$1,351,000 (Oct 2022)
Tax Bill	$15,913 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-1791-0370-081-8`

Property Details

APN / Parcel Number

Primary APN	`12-1791-0370-081-8`
Alternative APNs	`12 17910370081` `7110522`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	29 Plumbing Fixtures
Stories	2 Stories
Building Area	2,843 sqft Living Area
Gross Area	3,593 sqft
1st Floor Area	750 sqft
Basement Area	750 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	23,086 sqft (0.53 acres)
View / Lot	Neighborhood / Spot
Garage Area	706 sqft
Porch	Porch
Porch Area	555 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1285 THOMAS CIR
City	ROSWELL
State	GA
Zip	30075-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS18
Legal Description	SKETCH CORRECT
Legal Subdivision	L M THOMAS JR
Legal Block	1
Jurisdiction	FULTON GA
Township / Civil Division	ROSWELL-ALPHARETTA
Census Block Group	1
Census Block	1000
Census Tract	11445

Owner

1285 Thomas Cir is owned and occupied by an individual who bought it in October 2022.

Source: Fulton County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1285 THOMAS CIR, ROSWELL, GA 30075-3401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK
Dec 11, 2018	Grant Deed, Subdivision Related Transfer NAVY FCU
Nov 16, 2017	Grant Deed, Construction Loan · Construction Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on File
Deed Sale	Oct 21, 2022 · Amount on File
Prior Sale	Jan 15, 2021 · Amount on File
Deed Document Number	202244145
Deed Book / Page	66250 / 375
Prior Transfer Date	Oct 20, 1998
Prior Transfer Doc	2535000201
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON GA
Property Address	1285 THOMAS CIR, ROSWELL, GA 30075-3401
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 THOMAS CIR, ROSWELL, GA 30075-3401

Mortgage

Document Number	0630020450
Date	Jan 20, 2021
Book Page	0000063002/0000000450

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON GA
Recording Date	Oct 21, 2022
Property Address	1285 THOMAS CIR, ROSWELL, GA 30075-3401
Document Number	0662500375
Book / Page	66250 / 375
Instrument Date	Oct 21, 2022
Instrument	2022-044145
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 THOMAS CIR, ROSWELL, GA 30075-3401

Mortgage

Document Number	0066250378
Date	Oct 21, 2022
Instrument	66250/378

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.85%
Type Change Date	Nov 1, 2020

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FULTON GA
Recording Date	Dec 11, 2018
Property Address	1285 THOMAS CIR, ROSWELL, GA 30075-3401
Document Number	0595160034
Book / Page	059516 / 000034
Instrument Date	Dec 7, 2018
Instrument	316894
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,055.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1285 THOMAS CIR ROSWELL GA 300753401, ROSWELL, GA 30075-3401

Mortgage

Document Number	595160035
Date	Dec 11, 2018
Book Page	059516/000035
Instrument	316895

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

November 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FULTON GA
Recording Date	Nov 16, 2017
Property Address	1285 THOMAS CIR, ROSWELL, GA 30075-3401
Document Number	0581610538
Book / Page	058161 / 000538
Instrument Date	Oct 17, 2017
Instrument	330270
Transaction Type	Construction Loan
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1285 THOMAS CIR ROSWELL GA 300753401, ROSWELL, GA 30075-3401

Mortgage

Document Number	581610540
Date	Nov 16, 2017
Book Page	058161/000540
Instrument	330271

Lender

Name	IBERIABANK
Type	Bank
Address	MARIETTA, GA 30060

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 15, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 1285 Thomas Cir was $15,913.

Source: Fulton County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fulton County
Municipality	Roswell City
Unified School District	Fulton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,240 (-) Land $74,240 Building $535,000	$1,523,100 (-) Land $185,600 Building $1,337,500
2025	$15,913.00	$609,240 Land $74,240 Building $535,000	$1,523,100 Land $185,600 Building $1,337,500
2023	$15,253.00 (+22.04%)	$540,400 (+22.04%) Land $40,920 Building $499,480	$1,351,000 (+22.04%) Land $102,300 Building $1,248,700
2022	$12,498.00	$442,800 Land $26,320 Building $416,480	$1,107,000 Land $65,800 Building $1,041,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1285 Thomas Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1285 Thomas Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH FULTON COUNTY serves 434,517 people · EPA ID GA1210005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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