1285 SW Chad Dr, Waldport, OR 97394 Property Records

Lincoln County property record for 1285 SW Chad Dr, Waldport, OR 97394

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,567 sqft · built 1996
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$516,000 (Oct 2025)
Tax Bill	$4,734 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`131130BB0790000`

Property Details

APN / Parcel Number

Primary APN	`131130BB0790000`
Alternative APN	`R507227`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,567 sqft Living Area
Gross Area	3,087 sqft
1st Floor Area	1,040 sqft
Upper Floors Area	527 sqft
Basement Area	640 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	R507227
Street Address	1285 SW CHAD DR
City	WALDPORT
State	OR
Zip	97394-9647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FOREST HILLS, LOT 9, ACRES 0.20, DOC202506999
Legal Range	11W
Legal Township	13S
Legal Section	30
Legal Subdivision	FOREST HILLS
Legal Lot Number	9
Jurisdiction	LINCOLN OR
Township / Civil Division	WALDPORT
Census Block Group	2
Census Block	2055
Census Tract	951600

Owner

Source: Lincoln County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1285 SW CHAD DR, WALDPORT, OR 97394-9647
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 22, 2023	Warranty Deed, Transfer WESTERN TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Prior Sale	Nov 22, 2023 · Amount on Record
Deed Document Number	20256999
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OR
Recording Date	Oct 2, 2025
Property Address	1285 SW CHAD DR, WALDPORT, OR 97394-9647
Document Number	0000006999
Instrument Date	Sep 30, 2025
Instrument	2025-06999
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1285 SW CHAD DR, WALDPORT, OR 97394-9647

Mortgage

Document Number	0000007000
Date	Oct 2, 2025
Instrument	2025-07000

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OR
Recording Date	Nov 22, 2023
Property Address	1285 SW CHAD DR, WALDPORT, OR 97394-9647
Document Number	0000008161
Instrument Date	Nov 17, 2023
Instrument	2023-08161
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 HORIZONS DR STE 200, 200, COLUMBUS, OH 43220-5291

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Municipality	Waldport City
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,734.00 (+5.62%)	$277,110 (+3%)	$487,590 (-3.81%) Land $124,590 Building $363,000
2024	$4,482.00 (+3.01%)	$269,040 (+3%)	$506,910 (-1.29%) Land $111,400 Building $395,510
2023	$4,351.00 (+3.55%)	$261,210 (+3%)	$513,550 (+8.75%) Land $100,980 Building $412,570
2022	$4,202.00	$253,610	$472,250 Land $89,090 Building $383,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	13 (1981–2012)
Claims Outside the SFHA	4 of 13
Most Recent Claim	Jan 2012 · Severe Winter Storm, Flooding, Landslides, And Mudslides
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALDPORT serves 2,300 people · EPA ID OR4100926
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
Pioneer Telephone Cooperative DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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