Grundy County property record for 1285 Susan Cir, Morris, IL 60450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1964 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,422 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-26-126-004 |
| Primary APN | 02-26-126-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Total Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Wood |
| Lot Area | 13,068 sqft (0.3 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1285 SUSAN CIR |
|---|---|
| City | MORRIS |
| State | IL |
| Zip | 60450-8844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE CREST SUB LT 22 SEC 26-34-7 |
| Legal Range | 07W |
| Legal Township | 34N |
| Legal Section | 26 |
| Legal Subdivision | RIDGE CREST SUBDIVISION |
| Legal Lot Number | 22 |
| Jurisdiction | GRUNDY IL |
| Township / Civil Division | SARATOGA |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 200 |
Source: Grundy County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1285 SUSAN CIR, MORRIS, IL 60450-8844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRUNDY IL |
| Recording Date | Jul 1, 2026 |
| Property Address | 1285 SUSAN CIR, MORRIS, IL 60450-8844 |
| Document Number | 0000639803 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 2026639803 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1285 SUSAN CIR, MORRIS, IL 60450-8844 |
| Document Number | 0000639803, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 2026639803 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 23, 2046 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
Source: Grundy County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Grundy County |
| County Subdivision | Saratoga Township |
| Secondary School District | Morris Community High School District 101 (09 - 12) |
| Elementary School District | Saratoga Community Consolidated School District 60C (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,422.00 (+40.82%) | $51,564 (+21.01%) Land $13,802 Building $37,762 | $154,692 (+21.01%) Land $41,406 Building $113,286 |
| 2022 | $2,430.00 Homeowner's exemption | $42,611 Land $11,405 Building $31,206 | $127,833 Land $34,215 Building $93,618 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-RIDGECREST private · serves 203 people · EPA ID IL0635100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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