1285 Summit Rd, Pipe Creek, TX 78063 Property Records

Bandera County property record for 1285 Summit Rd, Pipe Creek, TX 78063

Property Summary

Property Type	Single Family Home
Details	2,146 sqft · built 2021
Lot Size	0.727 acres (31,668 sqft)
Owner	Individual Name on Record
Tax Bill	$7,519 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`11850-00003-0450`

Property Details

APN / Parcel Number

Primary APN	`11850-00003-0450`
Alternative APN	`158317`

Interior

Stories	2 Stories
Building Area	2,146 sqft Living Area
1st Floor Area	988 sqft
2nd Floor Area	1,158 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	31,668 sqft (0.727 acres)
Garage Type	Detached
Garage Area	791 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	470 sqft
Balcony Area	78 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11850-00003-0450
Street Address	1285 SUMMIT RD
City	PIPE CREEK
State	TX
Zip	78063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUSHY CREEK RANCH 3 LT 45 *MEDINA LAKE*0.727 ACRES
Legal Subdivision	BRUSHY CREEK RANCH
Legal Tract	11850
Legal Lot Number	45
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	2
Census Block	2003
Census Tract	301

Owner

Source: Bandera County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1106 ALAMO ST, CASTROVILLE, TX 78009-4529
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Apr 22, 2019	Warranty Deed, Transfer MISSION TITLE LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2019
Deed Sale	Apr 22, 2019
Prior Sale	Oct 26, 2016
Deed Document Number	2019230748
Deed Book / Page	1140 / 145
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Property Address	1285 SUMMIT RD, LAKEHILLS, TX 78063-6369
Transaction Type	Mortgage
Record Updated	Apr 4, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001244/333
Date	Oct 7, 2021
Book Page	1244/333
Instrument	247778

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANDERA TX
Recording Date	Apr 22, 2019
Property Address	1285 SUMMIT RD, LAKEHILLS, TX 78063-6369
Document Number	001140/145
Book / Page	1140 / 145
Map Reference	VOL 6 PG 220
Instrument Date	Apr 17, 2019
Instrument	230748
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	MISSION TITLE LP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 OWENS DR, DICKINSON, TX 77539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 ALAMO ST, CASTROVILLE, TX 78009-4529

Tax Assessment & Valuation

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,519.00 (+2.48%)	$553,990 (+8.33%) Land $152,020 Building $401,970	$553,990 (+8.33%) Land $152,020 Building $401,970
2024	$7,337.00 (-12.28%)
2023	$8,364.00	$511,410 Land $106,000 Building $405,410	$511,410 Land $106,000 Building $405,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BEC Fiber Fiber	1,000 / 1,000

May also be available: VTX Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Rd

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