Harrison County property record for 1285 Spring St, Gulfport, MS 39507
| Property Type | Bank, Financial Building |
|---|---|
| Details | 0.5 ba · 7,517 sqft · built 2008 |
| Lot Size | 0.734 acres (32,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $818,100 (May 2021) |
| Tax Bill | $13,642 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010E-02-008.000 |
| Primary APN | 1010E-02-008.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 0.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Units | 4 Units |
| Building Area | 7,517 sqft Adjusted Area |
| Gross Area | 7,360 sqft |
| 1st Floor Area | 7,360 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,000 sqft (0.734 acres) |
| Lot Dimensions | 200 ft deep x 160 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1285 SPRING ST |
|---|---|
| City | GULFPORT |
| State | MS |
| Zip | 39507-3423 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | E 1/2 OF S 160 FT OF LOT 8 & S 160 FT OF LOTS 6 & 7 BLK 2 MONET SURVEY SEC 30-7-10 |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 30 |
| Legal Subdivision | MONET SURVEY SEC 30-7-10 |
| Legal Block | 2 |
| Legal Lot Number | 8,6-7 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1701 |
1285 Spring St, a commercial property, is owned by a company that bought it in May 2021.
Source: Harrison County records, as of April 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 990, MONTROSE, AL 36559-0990 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Mar 28, 2018 | Deed of Trust, Mortgage · FHA Mortgage THE FIRST A NATIONAL BANKING ASSN |
| May 5, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2021 · Amount on File |
| Deed Sale | May 5, 2021 · Amount on File |
| Prior Sale | May 5, 2021 |
| Deed Document Number | 20216062DJ1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 1285 SPRING ST, GULFPORT, MS 39507-3423 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20210005779TJ1 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 2021-0005779-T-J1 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 3, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 1285 SPRING ST, GULFPORT, MS 39507-3423 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20180002595TJ1 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 2018-0002595-T-J1 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | HATTIESBURG, MS 39404 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Apr 5, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 5, 2021 |
| Property Address | 1285 SPRING ST, GULFPORT, MS 39507-3423 |
| Document Number | 20210006062DJ1 |
| Map Reference | DB 7 PG 325 |
| Instrument Date | May 3, 2021 |
| Instrument | 2021-0006062-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2304 19TH ST, GULFPORT, MS 39501-2903 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 990, MONTROSE, AL 36559-0990 |
The 2025 property tax bill for 1285 Spring St was $13,642, up 6.3% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Gulfport City |
| Unified School District | Gulfport School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,642.00 (+6.34%) | $103,387 | $689,246 Land $42,400 Building $646,846 |
| 2024 | $12,829.00 (-3.47%) | ||
| 2023 | $13,290.00 | $98,251 | $655,006 Land $42,400 Building $612,606 |
| 2022 | $13,290.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1285 Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 4 (2005–2020) |
| Most Recent Claim | Oct 2020 · Hurricane Zeta |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1285 Spring St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 61% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GULFPORT serves 75,056 people · EPA ID MS0240003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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