1285 S River Rd, Beaufort, NC 28516 Property Records

Carteret County property record for 1285 S River Rd, Beaufort, NC 28516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2001
Lot Size	29.6 acres (1,291,772 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (May 2022)
Tax Bill	$1,847 (2025)
Deeds & Mortgages	Aug 2025 Construction Loan May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`7415.04.90.0187000`

Property Details

APN / Parcel Number

Primary APN	`7415.04.90.0187000`
Alternative APNs	`554736` `22973`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Heated Area
Gross Area	1,652 sqft
1st Floor Area	1,568 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modular
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,291,772 sqft (29.6 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	22973
Street Address	1285 S RIVER RD
City	BEAUFORT
State	NC
Zip	28516-6701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 13 MARTIN CREEK
Legal Subdivision	MARTIN CREEK
Legal Tract	13
Legal Block	90
Jurisdiction	CARTERET NC
Township / Civil Division	MERRIMON
Census Block Group	2
Census Block	2001
Census Tract	970102

Owner

1285 S River Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1285 S RIVER RD, BEAUFORT, NC 28516-6701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 2, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Aug 24, 2000
Deed Document Number	20221767307
Deed Book / Page	1767 / 307
Prior Transfer Date	Jul 28, 2021
Prior Transfer Doc	0017320435
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	1285 S RIVER RD, BEAUFORT, NC 28516-6701
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 S RIVER RD, BEAUFORT, NC 28516-6701

Mortgage

Document Number	0018650030
Date	Aug 29, 2025
Book Page	1865/30
Instrument	1865030

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2056

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	May 16, 2022
Property Address	1285 S RIVER RD, BEAUFORT, NC 28516-6701
Document Number	0017670307
Book / Page	1767 / 307
Map Reference	MB 29 PG 800
Instrument Date	May 16, 2022
Instrument	1767307
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 FAIRLANE TRL, ELKIN, NC 28621-7208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 S RIVER RD, BEAUFORT, NC 28516-6701

Mortgage

Document Number	0001767308
Date	May 16, 2022
Instrument	1767-308

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTERET NC
Recording Date	Aug 2, 2021
Property Address	1285 S RIVER RD, BEAUFORT, NC 28516-6701
Document Number	0017320435
Book / Page	1732 / 435
Map Reference	MB 29 PG 800
Instrument Date	Jul 28, 2021
Instrument	1732435
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 S RIVER RD, BEAUFORT, NC 28516-6701

Tax Assessment & Valuation

The 2025 property tax bill for 1285 S River Rd was $1,847.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,421 (+12.12%) Land $252,525 Building $315,896	$568,421 (+12.12%) Land $252,525 Building $315,896
2025	$1,847.00	$506,969 Land $252,525 Building $254,444	$506,969 Land $252,525 Building $254,444
2023		$164,061 Land $61,158 Building $102,903	$164,061 Land $61,158 Building $102,903
2022	$857.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1285 S River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 190 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	190 in force
Nearby Flood Claims	402 (1996–2023)
Claims Outside the SFHA	12 of 402
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 136 claims Hurricane Irene, Aug 2011 · 97 claims Hurricane Isabel, Sep 2003 · 102 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1285 S River Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

No cell data coverage reported

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