1285 S Olson Ave, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 1285 S Olson Ave, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,797 sqft · built 2017
Lot Size	0.106 acres (4,635 sqft)
Owner	Trust Name on File
Last Sale	$610,500 (Apr 2017)
Tax Bill	$12,951 (2026)
Deeds & Mortgages	Apr 2021 Transfer Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`262-170-060-000`

Property Details

APN / Parcel Number

Primary APN	`262-170-060-000`
Alternative APN	`262-170-06`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,797 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,635 sqft (0.106 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	262-170-06
Street Address	1285 S OLSON AVE
City	TRACY
State	CA
Zip	95391-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-FM PT OF 262-020-11/RM 42-023
Legal Subdivision	MOUNTAIN HOUSE NBRHD C #5
Legal Block	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2027
Census Tract	5223

Owner

1285 S Olson Ave is held in a trust since March 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	3937 EMINENCE ST, DUBLIN, CA 94568-6745
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Intrafamily Transfer, Transfer WFG NATIONAL TITLE INS CO
Mar 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage OCMBC INC
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG
Jun 6, 2018	Quit Claim Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE
Aug 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage AEM LOAN
Apr 21, 2017	Grant Deed, Transfer · Commercial Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2017 · Amount on File
Deed Sale	Apr 21, 2017 · Amount on File
Deed Document Number	201744941
Last Transfer Date	Mar 17, 2021
Transfer Doc	0000050317
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 12, 2021
Property Address	1285 S OLSON AVE, MOUNTAIN HOUSE, CA 95391-1413
Document Number	0000063510
Map Reference	MB 42 PG 23
Instrument Date	Mar 17, 2021
Instrument	2021-063510
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3937 EMINENCE ST, DUBLIN, CA 94568-6745

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 22, 2021
Property Address	1285 S OLSON AVE, MOUNTAIN HOUSE, CA 95391-1413
Document Number	0000050317
Map Reference	MB 42 PG 23
Instrument Date	Mar 17, 2021
Instrument	2021-050317
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 S OLSON AVE, MOUNTAIN HOUSE, CA 95391-1413

Mortgage

Document Number	0000050318
Date	Mar 22, 2021
Instrument	2021-050318

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1285 S OLSON AVE, MOUNTAIN HOUSE, CA 95391-1413
Document Number	0000050988
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3937 EMINENCE ST DUBLIN CA 945686745, DUBLIN, CA 94568-6745

Mortgage

Document Number	0000050988
Date	Apr 29, 2020
Instrument	50988

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 6, 2018
Property Address	1285 S OLSON AVE, MOUNTAIN HOUSE, CA 95391-1413
Document Number	0000062666
Instrument Date	Sep 19, 2017
Instrument	62666
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	COMMONWEALTH LAND TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6253 DOUGHERTY RD #5303 DUBLIN CA 945682676, 5303, DUBLIN, CA 94568-2676

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1285 S OLSON AVE, MOUNTAIN HOUSE, CA 95391-1413
Document Number	0000100832
Instrument Date	Aug 28, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6253 DOUGHERTY RD #5303 DUBLIN CA 945682676, 5303, DUBLIN, CA 94568-2676

Mortgage

Document Number	0000100832
Date	Sep 1, 2017
Instrument	100832

Lender

Name	AEM LOAN
Address	MILPITAS, CA 95035

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 31, 2032

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 21, 2017
Property Address	1285 S OLSON AVE, MOUNTAIN HOUSE, CA 95391-1413
Document Number	0000044941
Map Reference	MAP42 PG23
Instrument Date	Nov 3, 2016
Instrument	2017-044941
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6253 DOUGHERTY RD APT 5303, 5303, DUBLIN, CA 94568-2676

Mortgage

Document Number	0000044942
Date	Apr 21, 2017
Instrument	2017-044942

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1285 S Olson Ave was $12,951, up 13.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,951.00 (+13.4%)
2025	$11,421.00	$708,027 Land $247,782 Building $460,245
2023	$10,923.00 (+2.19%)	$680,535 Land $238,161 Building $442,374	$1,016,010
2022	$10,689.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1285 S Olson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1285 S Olson Ave is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 817 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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