1285 S Meridian Rd, Mitchell, IN 47446 Property Records

Lawrence County property record for 1285 S Meridian Rd, Mitchell, IN 47446

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,960 sqft · built 2021
Lot Size	5.84 acres (254,390 sqft)
Owner	Individual Name on Record
Last Sale	$42,000 (May 2018)
Tax Bill	$2,029 (2025)
Deeds & Mortgages	Oct 2020 Refinance Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`0400230200P65`

Property Details

APN / Parcel Number

Primary APN	`0400230200P65`
Alternative APNs	`47-15-07-200-001.000-004` `00220775521`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,960 sqft Living Area
1st Floor Area	2,960 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	254,390 sqft (5.84 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	00220775521
Street Address	1285 S MERIDIAN RD
City	MITCHELL
State	IN
Zip	47446-5987
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SEC 7 TWP 3 R1E 5.84A W CENT PT N 1/2 NW NW
Legal Range	1E
Legal Township	3
Legal Section	7
Jurisdiction	LAWRENCE IN
Township / Civil Division	MARION
Census Block Group	2
Census Block	2037
Census Tract	951201

Owner

Source: Lawrence County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1350 N 9TH ST, MITCHELL, IN 47446-9762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BEDFORD FEDERAL SAVINGS BANK
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Prior Sale	May 30, 2014 · Amount on Record
Deed Document Number	20186030614
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	1285 S MERIDIAN RD, MITCHELL, IN 47446-5987
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006804
Date	Oct 27, 2020
Instrument	2020006804

Lender

Name	BEDFORD FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2021

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	1285 S MERIDIAN RD, MITCHELL, IN 47446-5987
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021006488
Date	Sep 1, 2021
Instrument	2021006488

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lawrence County
County Subdivision	Marion Township
Unified School District	Mitchell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,029.00 (-0.83%) Homeowner's exemption	$270,600 (+15.35%) Land $19,100 Building $251,500	$270,600 (+15.35%) Land $19,100 Building $251,500
2024	$2,046.00 (-1.4%)
2023	$2,075.00 (+20.36%)	$234,600 (+8.11%) Land $17,800 Building $216,800	$234,600 (+8.11%) Land $17,800 Building $216,800
2022	$1,724.00	$217,000 Land $17,000 Building $200,000	$217,000 Land $17,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLEANS WATER WORKS serves 2,260 people · EPA ID IN5259003
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Orange County REMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Meridian Rd

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