1285 S Cummings Rd, Davison, MI 48423 Property Records

Genesee County property record for 1285 S Cummings Rd, Davison, MI 48423

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,860 sqft · built 1900
Lot Size2.2 acres (95,832 sqft)
OwnerIndividual Name on File
Last Sale$194,000 (Aug 2021)
Tax Bill$3,360 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-14-400-010

Property Details

APN / Parcel Number

Primary APN05-14-400-010

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,860 sqft Living Area
1st Floor Area1,038 sqft
Basement Area450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area95,832 sqft (2.2 acres)
Lot Dimensions540 ft deep x 180 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address1285 S CUMMINGS RD
CityDAVISON
StateMI
Zip48423-9100
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNOT AVAILA
Legal DescriptionA POL BEG N 00 DEG 30 MIN 20 SEC E 2303.34 FT FROM S 1/4 COR OF SEC TH N 00 DEG 30 MIN 20 SEC E 180 FT TH N 89 DEG 49 MIN 30
Legal Range08E
Legal Township07N
Legal Section14
JurisdictionGENESEE MI
Township / Civil DivisionDAVISON
Census Block Group2
Census Block2000
Census Tract11601

Owner

1285 S Cummings Rd is owned and occupied by an individual who bought it in August 2021.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address1285 S CUMMINGS RD, DAVISON, MI 48423-9100
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2021 · Amount on File
Deed SaleAug 15, 2021 · Amount on File
Prior SaleJul 14, 2009 · Amount on File
Deed Document Number202167979
Prior Transfer DateMay 26, 2011
Prior Transfer Doc0000051146
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateAug 15, 2021
Property Address1285 S CUMMINGS RD, DAVISON, MI 48423-9100
Document Number202108150067979
Instrument DateJul 23, 2021
Instrument202108150067979
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,668.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1285 S CUMMINGS RD, 1285, DAVISON, MI 48423-9100

Transferred To (Grantee/Buyer)

NameVerified Name
Address38808 ATLANTIC CV, CLINTON TOWNSHIP, MI 48038-3401

Mortgage

Document Number202108150067980
DateAug 15, 2021
Instrument202108150067980
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1285 S Cummings Rd was $3,360 with a homeowner's exemption, up 2.2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionDavison Township
Unified School DistrictDavison Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$102,400 (+4.17%) Land $19,800 Building $82,600$204,800 (+4.17%) Land $39,600 Building $165,200
2025$3,360.00 (+2.19%) Homeowner's exemption$98,300$196,600
2024$3,288.00
2023$84,000$168,000
2019$1,711.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1285 S Cummings Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1285 S Cummings Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S Cummings Rd

Nearby Streets

Search Property Records by Address or Parcel Number