1285 Ronald Scott Rd, Bear Creek, NC 27207 Property Records

Chatham County property record for 1285 Ronald Scott Rd, Bear Creek, NC 27207

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,578 sqft · built 1900
Lot Size4.35 acres (189,617 sqft)
Owner2 Individual Names on File
Tax Bill$1,674 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN0080118

Property Details

APN / Parcel Number

Primary APN0080118
Alternative APN
  • 1217521

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,578 sqft Living Area
1st Floor Area1,924 sqft
Upper Floors Area654 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialWood
Construction TypeWood
Lot Area189,617 sqft (4.35 acres)
Garage TypeAttached
PorchPorch
Porch Area480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address1285 RONALD SCOTT RD
CityBEAR CREEK
StateNC
Zip27207-8898
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionC11-70-71-3 AC 4.353 BK 87 PG 77
Legal SubdivisionSOUTH WEST BEAR CREEK
Legal Block74
JurisdictionCHATHAM NC
Township / Civil DivisionBEAR CREEK
Census Block Group1
Census Block1034
Census Tract20500

Owner

1285 Ronald Scott Rd is owned and occupied by two individuals who acquired it in October 2002.

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1285 RONALD SCOTT RD, BEAR CREEK, NC 27207-8898
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2002
Deed SaleOct 2, 2002
Deed Book / Page962 / 183
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM NC
Recording DateSep 22, 2026
Property Address1285 RONALD SCOTT RD, BEAR CREEK, NC 27207-8898
Document Number0000008878
Book / Page2548 / 157
Instrument DateSep 17, 2026
Instrument20268878
Transaction TypeMortgage
Record UpdatedOct 1, 2026
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1285 RONALD SCOTT RD, BEAR CREEK, NC 27207-8898

Mortgage

Document Number0000008878,
DateSep 22, 2026
Book Page2548/157
Instrument20268878
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1285 Ronald Scott Rd was $1,674, up 19.2% from the year before.

Source: Chatham County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyChatham County
Unified School DistrictChatham County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,674.00 (+19.23%)$292,308 (+40.66%) Land $43,118 Building $249,190$292,308 (+40.66%) Land $43,118 Building $249,190
2024$1,404.00 (+57.05%)$207,817 (-) Land $36,088 Building $171,729$207,817 (-) Land $36,088 Building $171,729
2023$894.00$207,817 Land $36,088 Building $171,729$207,817 Land $36,088 Building $171,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1285 Ronald Scott Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1285 Ronald Scott Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM CO-SW CHATHAM
serves 2,470 people · EPA ID NC0319050
Water SourcePurchased surface water from several systems
Last State InspectionDec 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Randolph Telephone
Fiber
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Ronald Scott Rd

Nearby Streets

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