1285 Piazza Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1285 Piazza Ln, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,258 sqft · built 1975
Lot Size1.05 acres (46,000 sqft)
Owner2 Company Names on File
Last Sale$1,410,000 (Feb 2018)
Tax Bill$4,292 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2018 Mortgage
+ 2 more
Flood ZoneZone D (undetermined)
APN830-23-011

Property Details

APN / Parcel Number

Primary APN830-23-011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,258 sqft Living Area
1st Floor Area2,258 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Architectural StyleOther
Construction TypeWood
Lot Area46,000 sqft (1.05 acres)
Lot Dimensions230 ft deep x 200 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Pool Area6,380 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Water SourceWell

Location & Zoning

Street Address1285 PIAZZA LN
CityGILROY
StateCA
Zip95020-9214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-5A
Legal DescriptionLOT C BOOK 319 PAGE 5
Legal SubdivisionCATHERINE DUNEE RANCH MAP 01
Legal Lot NumberC
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3000
Census Tract512401

Owner

Source: Santa Clara County records · APN 830-23-011

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address1285 PIAZZA LN, GILROY, CA 95020-9214
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
May 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 20, 2018Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleFeb 20, 2018 · Amount on Record
Deed SaleFeb 20, 2018 · Amount on Record
Prior SaleFeb 20, 2018 · Amount on Record
Deed Document Number0023870409
Last Transfer DateApr 13, 2021
Transfer Doc0024918241
Record UpdatedJun 07, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateApr 13, 2021
Property Address1285 PIAZZA LN, GILROY, CA 95020-9214
Document Number0024918241
Map ReferenceMB 319 PG 5
Instrument DateMar 31, 2021
Instrument24918241
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1285 PIAZZA LN, GILROY, CA 95020-9214

Mortgage

Document Number0024918242
DateApr 13, 2021
Instrument24918242
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1285 PIAZZA LN, GILROY, CA 95020-9214
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023916742
DateApr 24, 2018
Instrument23916742
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1285 PIAZZA LN, GILROY, CA 95020-9214
Document Number0024486956
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJun 04, 2020
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1285 PIAZZA LN GILROY CA 950209214, GILROY, CA 95020-9214

Mortgage

Document Number0024486956
DateMay 26, 2020
Instrument24486956
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 25, 2050

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateFeb 20, 2018
Property Address1285 PIAZZA LN, GILROY, CA 95020-9214
Document Number0023870409
Instrument DateFeb 08, 2018
Instrument23870409
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,551.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1285 PIAZZA LN GILROY CA 950209214, GILROY, CA 95020-9214

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$4,292.00 (+2.43%) Homeowner's exemption$347,955 (+4.04%) Land $83,612 Building $264,343
2023$4,190.00 (+1.87%) Homeowner's exemption$334,445 Land $80,366 Building $254,079
2022$4,113.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies26 in force

Wildfire

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Hankins Information Technology
Fiber · Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Communications, LLC.
Fixed Wireless
250 / 100
AT&T
Fixed Wireless
100 / 20

May also be available: South Valley Internet.

Based on FCC filings for 44 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSANTA CLARA VALLEY WATER DISTRICT
serves 0 people
Water SourceSurface water
Last State InspectionDec 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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