1285 Orchid Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 1285 Orchid Rd, Gambrills, MD 21054

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,959 sqft · built 2020
Lot Size	0.06 acres (2,624 sqft)
Owner	2 Individual Names on File
Last Sale	$519,520 (Jul 2020)
Tax Bill	$5,724 (2025)
Deeds & Mortgages	May 2024 Line of Credit Jul 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-780-90249746`

Property Details

APN / Parcel Number

Primary APN	`04-780-90249746`
Alternative APN	`78090249746`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,959 sqft Living Area
Gross Area	2,358 sqft
1st Floor Area	790 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,624 sqft (0.06 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft
Balcony Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	78090249746
Street Address	1285 ORCHID RD
City	GAMBRILLS
State	MD
Zip	21054-1402
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 159 SUMMERFIELD VILLAGE PHAS
Legal Subdivision	SUMMERFIELD VILLAGE PHAS
Legal Phase	AS
Legal Block	2
Legal Lot Number	159
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2015
Census Tract	740704

Owner

1285 Orchid Rd, a townhouse, is owned and occupied by two individuals who bought it in July 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1285 ORCHID RD, GAMBRILLS, MD 21054-1402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed of Trust, Mortgage · Line of Credit IDB-IIC FCU
Jul 16, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage IDB-IIC FCU
Jan 24, 2019	Trustee's Deed, Transfer SOUTH SHORE DEV CO
Oct 3, 2018	Correction Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Oct 3, 2018	Deed of Trust, Mortgage LENNAR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Prior Sale	Jan 24, 2019 · Amount on File
Deed Book / Page	34906 / 105
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1285 ORCHID RD, GAMBRILLS, MD 21054-1402
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	ORIGINAL TITLE ESCROW LLC, ORIGINAL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0404050151
Date	May 3, 2024
Book Page	40405/151

Lender

Name	IDB-IIC FCU
Type	Credit Union
Address	WASHINGTON, DC 20577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 16, 2020
Property Address	1285 ORCHID RD, GAMBRILLS, MD 21054-1402
Document Number	0349060105
Book / Page	34906 / 105
Map Reference	MB360 PG23-33PL18549
Instrument Date	Jun 2, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2022
Title Company	CALATLANTIC TITLE OF MD INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,494.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1285 ORCHID RD, GAMBRILLS, MD 21054-1402

Mortgage

Document Number	0034906115
Date	Jul 16, 2020
Instrument	34906/115

Lender

Name	IDB-IIC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

January 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 24, 2019
Property Address	1285 ORCHID RD, GAMBRILLS, MD 21054-1402
Document Number	0328320302
Book / Page	032832 / 000302
Instrument Date	Jan 11, 2019
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,074.23
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7035 ALBERT EINSTEIN DR #200 COLUMBIA MD 210463375, 200, COLUMBIA, MD 21046-3375
Investor	Possibly a Property Investor

Mortgage

Document Number	328320312
Date	Jan 24, 2019
Book Page	032832/000312

Lender

Name	SOUTH SHORE DEV CO

Agreement

Amount	Amount on Record

October 2018: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 3, 2018
Property Address	1285 ORCHID RD, GAMBRILLS, MD 21054-1402
Document Number	0325640021
Book / Page	032564 / 000021
Instrument Date	Oct 3, 2018
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1285 ORCHID RD, GAMBRILLS, MD 21054-1402
Document Number	0325820434
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0325820434
Date	Oct 18, 2018
Book Page	032582/000434

Lender

Name	LENNAR
Address	2410 EVERGREEN RD # 200, GAMBRILLS, MD 21054-1980

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1285 Orchid Rd was $5,724 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,600	$569,400 Land $175,000 Building $394,400
2025	$5,724.00
2023	$5,042.00 Homeowner's exemption	$472,900	$515,700 Land $170,000 Building $345,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1285 Orchid Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1285 Orchid Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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