1285 Orchard Dr, Saint Clair, MO 63077 Property Records

Franklin County property record for 1285 Orchard Dr, Saint Clair, MO 63077

Property Summary

Property Type	Other Improved
Details	3 bd · 1 ba · 936 sqft · built 1974
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Last Sale	$46,300 (Mar 2008)
Tax Bill	$507 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22-7-25.0-1-099-006.000`

Property Details

APN / Parcel Number

Primary APN	`22-7-25.0-1-099-006.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Total Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Mobile Home
Lot Area	13,068 sqft (0.3 acres)
Garage Area	576 sqft
Patio Area	342 sqft

Location & Zoning

Street Address	1285 ORCHARD DR
City	SAINT CLAIR
State	MO
Zip	63077-1038
Property Category	Other
Property Type	Other > Other Improved
Legal Description	PT NE NW NE,N OF ORCHARD RD
Legal Range	1W
Legal Township	42N
Legal Section	25
Legal Subdivision	LAKE STCLAIR
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2082
Census Tract	800903

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	780 N COMMERCIAL AVE, SAINT CLAIR, MO 63077-1117
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit SULLIVAN BK
Oct 18, 2017	Quit Claim Deed, Transfer US TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2008 · Amount on Record
Deed Sale	Mar 10, 2008 · Amount on Record
Prior Sale	Aug 16, 2007 · Amount on Record
Deed Document Number	20084329
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1285 ORCHARD DR, SAINT CLAIR, MO 63077-1038
Document Number	0000001622
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	780 N COMMERCIAL AVE ST CLAIR MO 630771162, ST CLAIR, MO 63077-1162

Mortgage

Document Number	0000001622
Date	Jan 27, 2021
Instrument	1622

Lender

Name	SULLIVAN BK
Address	318 W MAIN ST, SULLIVAN, MO 63080-1960

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 18, 2017
Property Address	1285 ORCHARD DR, SAINT CLAIR, MO 63077-1038
Document Number	0000015979
Instrument Date	Oct 13, 2017
Instrument	15979
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	256 MILL SPRINGS RD UNION MO 630844754, UNION, MO 63084-4754

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$507.00 (+7.19%)	$7,539 (-0.88%)	$39,680 (-0.87%) Land $20,400 Building $19,280
2023	$473.00 (+15.09%)	$7,606	$40,030 Land $20,400 Building $19,630
2022	$411.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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