Montgomery County property record for 1285 Ophir Rd, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,984 sqft · built 1930 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000 (Jan 1985) |
| Tax Bill | $959 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7602 00 32 5845 |
| Primary APN | 7602 00 32 5845 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,984 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Combination |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Type | Carport |
| Garage Area | 648 sqft |
| Carport | Carport |
| Carport Area | 648 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Zoned |
| Account Number | 2270 |
|---|---|
| Street Address | 1285 OPHIR RD |
| City | TROY |
| State | NC |
| Zip | 27371-1953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | COGGIN LD. COGGIN LAND |
| Legal Subdivision | OPHIR |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | OPHIR |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 960302 |
1285 Ophir Rd is owned and occupied by two individuals who bought it in January 1985.
Source: Montgomery County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1285 OPHIR RD, TROY, NC 27371-1953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1985 · Amount on File |
| Deed Sale | Jan 1, 1985 · Amount on File |
| Deed Book / Page | 216 / 126 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1285 Ophir Rd was $959.
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,059 (-) Land $10,440 Building $145,619 | $156,059 (-) Land $10,440 Building $145,619 | |
| 2025 | $959.00 | $156,059 Land $10,440 Building $145,619 | $156,059 Land $10,440 Building $145,619 |
| 2023 | $156,059 Land $10,440 Building $145,619 | $156,059 Land $10,440 Building $145,619 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1285 Ophir Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1285 Ophir Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Randolph Telephone Fiber | 1,000 / 1,000 |
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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