Boulder County property record for 1285 Oakleaf Cir, Boulder, CO 80304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,558 sqft · built 1997 |
| Lot Size | 0.149 acres (6,472 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,670,000 (Jul 2024) |
| Tax Bill | $9,388 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1463-18-3-48-041 |
| Primary APN | 1463-18-3-48-041 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,558 sqft Living Area |
| Gross Area | 3,012 sqft |
| 1st Floor Area | 768 sqft |
| Upper Floors Area | 1,122 sqft |
| Basement Area | 742 sqft |
| Finished Basement | 668 sqft |
| Unfinished Basement | 74 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,472 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 126 sqft |
| Deck Area | 582 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0114264 |
|---|---|
| Street Address | 1285 OAKLEAF CIR |
| City | BOULDER |
| State | CO |
| Zip | 80304-1152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 ORCHARD PARK |
| Legal Range | 70 |
| Legal Township | 1N |
| Legal Section | 18 |
| Legal Subdivision | ORCHARD PARK - BO |
| Legal Block | 3 |
| Legal Lot Number | 41 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | BOULDER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 12105 |
Source: Boulder County assessment roll, APN 1463-18-3-48-041, as of June 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1285 OAKLEAF CIR, BOULDER, CO 80304-1152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 08, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELEVATIONS CU |
| May 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 19, 2019 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2024 · Amount on Record |
| Deed Sale | Jul 08, 2024 · Amount on Record |
| Prior Sale | Jun 19, 2019 · Amount on Record |
| Deed Document Number | 20244052959 |
| Prior Transfer Date | Jan 09, 2009 |
| Prior Transfer Doc | 0002985576 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 1285 OAKLEAF CIR, BOULDER, CO 80304-1152 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1285 OAKLEAF CIR, BOULDER, CO 80304-1152 |
| Document Number | 0004112430 |
|---|---|
| Date | Dec 08, 2025 |
| Instrument | 4112430 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 1285 OAKLEAF CIR, BOULDER, CO 80304-1152 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004015032 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 4015032 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 15, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 1285 OAKLEAF CIR, BOULDER, CO 80304-1152 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0003963059 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 3963059 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Jun 19, 2019 |
| Property Address | 1285 OAKLEAF CIR, BOULDER, CO 80304-1152 |
| Document Number | 0003719065 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 3719065 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $129.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1285 OAKLEAF CIR, BOULDER, CO 80304-1152 |
| Document Number | 0003719067 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 3719067 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: Boulder County assessment roll as of June 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Boulder City |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,127 (+8.8%) Land $46,675 Building $60,452 | $1,575,400 (-) Land $686,400 Building $889,000 | |
| 2025 | $9,388.00 (+3.22%) | $98,463 (-9.67%) Land $42,900 Building $55,563 | $1,575,400 (-3.17%) Land $686,400 Building $889,000 |
| 2023 | $9,095.00 (+18.89%) | $109,002 (+32.31%) Land $44,347 Building $64,655 | $1,626,900 (+37.24%) Land $661,900 Building $965,000 |
| 2022 | $7,650.00 | $82,386 Land $35,779 Building $46,607 | $1,185,400 Land $514,800 Building $670,600 |
Source: FEMA National Flood Hazard Layer, Boulder County (08013C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080130121053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 26 (2005–2015) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Colorado |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 527 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayva Fixed Wireless | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Live Wire Networks Fixed Wireless | 250 / 100 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system CO0107152, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BOULDER serves 166,080 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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