Ramsey County property record for 1285 Junction Ave, Maplewood, MN 55109
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,792 sqft · built 1956 |
| Lot Size | 0.246 acres (10,716 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Aug 2018) |
| Tax Bill | $3,966 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-22-44-0107 |
| Primary APN | 09-29-22-44-0107 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 10,716 sqft (0.246 acres) |
| Lot Dimensions | 134 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1285 JUNCTION AVE |
|---|---|
| City | MAPLEWOOD |
| State | MN |
| Zip | 55109-3435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | CLIFTON ADDITION,,RAMSEY CO., S 1/2 OF VAC ALLEY ADJ AND LOT 4 AND LOT 5 BLK 1 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 09 |
| Legal Quarter | 4 |
| Quarter-Quarter Section | 4 |
| Legal Subdivision | CLIFTON ADDITION,,RAMSEY CO |
| Legal Block | 1 |
| Legal Lot Number | 4-5 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 42302 |
1285 Junction Ave is owned and occupied by two individuals who bought it in August 2018.
Source: Ramsey County records, as of April 29, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1285 JUNCTION AVE, MAPLEWOOD, MN 55109-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Aug 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG |
| Mar 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG |
| Aug 3, 2018 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on File |
| Deed Sale | Aug 3, 2018 · Amount on File |
| Prior Sale | Nov 1, 2016 |
| Deed Document Number | A04721069 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1285 JUNCTION AVE, MAPLEWOOD, MN 55109-3435 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A04915657 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | A04915657 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1285 JUNCTION AVE, MAPLEWOOD, MN 55109-3435 |
| Document Number | 0004834598 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1285 JUNCTION AVE MAPLEWOOD MN 551093435, MAPLEWOOD, MN 55109-3435 |
| Document Number | 0004834598 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 4834598 |
| Name | AMERIHOME MTG |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362-3888 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1285 JUNCTION AVE, MAPLEWOOD, MN 55109-3435 |
| Document Number | 0004751129 |
| Instrument Date | Mar 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1285 JUNCTION AVE MAPLEWOOD MN 551093435, MAPLEWOOD, MN 55109-3435 |
| Document Number | 0004751129 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 4751129 |
| Name | AMERIHOME MTG |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362-3888 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 3, 2018 |
| Property Address | 1285 JUNCTION AVE, MAPLEWOOD, MN 55109-3435 |
| Document Number | 0004721069 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 4721069 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Title Company | TITLESMART |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1285 JUNCTION AVE MAPLEWOOD MN 551093435, MAPLEWOOD, MN 55109-3435 |
| Document Number | 4721070 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 4721070 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2048 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Maplewood City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,966.00 Homeowner's exemption | $303,600 Land $60,000 Building $243,600 | $303,600 Land $60,000 Building $243,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1285 Junction Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1285 Junction Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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