1285 Junction Ave, Maplewood (Saint Paul), MN 55109 Property Records

Ramsey County property record for 1285 Junction Ave, Maplewood, MN 55109

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,792 sqft · built 1956
Lot Size0.246 acres (10,716 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Aug 2018)
Tax Bill$3,966 (2023)
Deeds & MortgagesOct 2021 Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-29-22-44-0107

Property Details

APN / Parcel Number

Primary APN09-29-22-44-0107

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,792 sqft Living Area
1st Floor Area912 sqft
Basement Area880 sqft
Finished Basement880 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialStucco
Lot Area10,716 sqft (0.246 acres)
Lot Dimensions134 ft deep x 80 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address1285 JUNCTION AVE
CityMAPLEWOOD
StateMN
Zip55109-3435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionCLIFTON ADDITION,,RAMSEY CO., S 1/2 OF VAC ALLEY ADJ AND LOT 4 AND LOT 5 BLK 1
Legal Range22
Legal Township29
Legal Section09
Legal Quarter4
Quarter-Quarter Section4
Legal SubdivisionCLIFTON ADDITION,,RAMSEY CO
Legal Block1
Legal Lot Number4-5
JurisdictionRAMSEY MN
Township / Civil DivisionMAPLEWOOD
Census Block Group4
Census Block4009
Census Tract42302

Owner

1285 Junction Ave is owned and occupied by two individuals who bought it in August 2018.

Source: Ramsey County records, as of April 29, 2024

Owner of Record2 Individual Names on File
Mailing Address1285 JUNCTION AVE, MAPLEWOOD, MN 55109-3435
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Aug 26, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MTG
Mar 19, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MTG
Aug 3, 2018Warranty Deed, Transfer · FHA Mortgage
WATERSTONE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2018 · Amount on File
Deed SaleAug 3, 2018 · Amount on File
Prior SaleNov 1, 2016
Deed Document NumberA04721069
Record UpdatedJun 7, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1285 JUNCTION AVE, MAPLEWOOD, MN 55109-3435
Transaction TypeMortgage
Record UpdatedNov 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04915657
DateOct 27, 2021
InstrumentA04915657
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1285 JUNCTION AVE, MAPLEWOOD, MN 55109-3435
Document Number0004834598
Instrument DateAug 26, 2020
Transaction TypeMortgage
Record UpdatedOct 12, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1285 JUNCTION AVE MAPLEWOOD MN 551093435, MAPLEWOOD, MN 55109-3435

Mortgage

Document Number0004834598
DateSep 24, 2020
Instrument4834598
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362-3888
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 23, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1285 JUNCTION AVE, MAPLEWOOD, MN 55109-3435
Document Number0004751129
Instrument DateMar 19, 2019
Transaction TypeMortgage
Record UpdatedApr 9, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1285 JUNCTION AVE MAPLEWOOD MN 551093435, MAPLEWOOD, MN 55109-3435

Mortgage

Document Number0004751129
DateMar 28, 2019
Instrument4751129
Lender
NameAMERIHOME MTG
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362-3888
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 27, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateAug 3, 2018
Property Address1285 JUNCTION AVE, MAPLEWOOD, MN 55109-3435
Document Number0004721069
Instrument DateJul 31, 2018
Instrument4721069
Transaction TypeTransfer
Record UpdatedAug 14, 2018
Title CompanyTITLESMART

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1285 JUNCTION AVE MAPLEWOOD MN 551093435, MAPLEWOOD, MN 55109-3435

Mortgage

Document Number4721070
DateAug 3, 2018
Instrument4721070
Lender
NameWATERSTONE MTG
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 2, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityMaplewood City
Unified School DistrictNorth St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,966.00 Homeowner's exemption$303,600 Land $60,000 Building $243,600$303,600 Land $60,000 Building $243,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1285 Junction Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1285 Junction Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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