1285 Jackson Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 1285 Jackson Rd, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 2020
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,500 (Jul 2020)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91 34 A`

Property Details

APN / Parcel Number

Primary APN	`91 34 A`
Alternative APNs	`4665` `4522`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	1,716 sqft
Finished Basement	1,716 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	131,987 sqft (3.03 acres)
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4522
Street Address	1285 JACKSON RD
City	BUMPASS
State	VA
Zip	23024-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	WM. H. SWIFT & ALLEN PB 8/1627 PARCEL A DB 1683/381 3.03 AC
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4001
Census Tract	950500

Owner

Source: Louisa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1285 JACKSON RD, BUMPASS, VA 23024-3300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Grant Deed, Transfer · FHA Mortgage WATERSTONE MTG CORP
May 15, 2020	Deed of Trust, Mortgage · Line of Credit VIRGINIA CMNWLT BK
Jul 17, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on Record
Deed Sale	Jul 7, 2020 · Amount on Record
Deed Document Number	20206077
Deed Book / Page	1683 / 381
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 7, 2020
Property Address	1285 JACKSON RD, BUMPASS, VA 23024-3300
Document Number	0000006077
Book / Page	001683 / 000381
Instrument Date	Jun 25, 2020
Instrument	6077
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1285 JACKSON RD BUMPASS VA 23024, BUMPASS, VA 23024

Mortgage

Document Number	6078
Date	Jul 7, 2020
Book Page	001683/000385
Instrument	6078

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1285 JACKSON RD, BUMPASS, VA 23024-3300
Document Number	0000004529
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1664 ANDERSON HWY #F POWHATAN VA 231398056, F, POWHATAN, VA 23139-8056

Mortgage

Document Number	0000004529
Date	May 19, 2020
Book Page	001674/000308
Instrument	4529

Lender

Name	VIRGINIA CMNWLT BK
Type	Bank
Address	PETERSBURG, VA 23805

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 17, 2018
Property Address	1285 JACKSON RD, BUMPASS, VA 23024-3300
Document Number	0000006668
Book / Page	001571 / 000555
Instrument Date	Jun 28, 2018
Instrument	6668
Transaction Type	Transfer
Record Updated	Aug 13, 2018

Transaction

Amount	Amount Recorded
Tax	$18.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1660 ANDERSON HWY #T POWHATAN VA 231398007, T, POWHATAN, VA 23139-8007

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,100 (+4.58%) Land $60,900 Building $357,200	$418,100 (+4.58%) Land $60,900 Building $357,200
2025	$2,878.00 (+7.03%)	$399,800 (+17.94%) Land $50,500 Building $349,300	$399,800 (+17.94%) Land $50,500 Building $349,300
2024	$2,689.00 (+840.21%)
2023		$339,000 Land $41,400 Building $297,600
2022	$286.00		$339,000 Land $41,400 Building $297,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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